Is subscriber eligible for interest on late submission of application of final payment on quitting service?
Subscriber shall submit the application for final payment according to Rule 29 (B) i.e. one month from the date of quitting service on whatsoever reason and six months before the date of retirement on superannuation.
How many times a subscription can be reduced/increase in a financial year?
Subscriber can enhance subscription twice and reduce once in a financial year.
What should I do if the GPF Authority is not readable?
Subscriber must download Kruti Dev-010 Font to read GPF Authority.
How can I download my Annual Statement from the GPF Portal?
E-Statement of the GPF Account can be downloaded using a PIN/Password from the office website.
अभिदाता की मृत्यु होने पर अन्तिम भुगतान किस प्रकार हो सकेगा ?
अभिदाता की मृत्यु होने पर विभाग समस्त प्रमाण पत्र सहित निर्धारित प्रपत्र में आवेदन पत्र प्रस्तुत करेगा । प्रकरण के साथ निम्न दस्तावेज़ अनिवार्यतः संलग्न किये जावे।
i) नामांकन प्रमाण पत्र यदि नामांकन प्रमाण पत्र उपलब्ध नहीं है तो इसका अनुपलब्धता प्रमाण पत्र ।
ii) अभिदाता के परिवार का पूर्ण विवरण ।
iii) यदि अभिदाता द्वारा नामांकन नहीं भरा गया है एवं परिवार नहीं है तो सक्षम न्यायालय का उत्तराधिकारी प्रमाण पत्र अनिवार्य रूप से भेजा जावे ।
i) नामांकन प्रमाण पत्र यदि नामांकन प्रमाण पत्र उपलब्ध नहीं है तो इसका अनुपलब्धता प्रमाण पत्र ।
ii) अभिदाता के परिवार का पूर्ण विवरण ।
iii) यदि अभिदाता द्वारा नामांकन नहीं भरा गया है एवं परिवार नहीं है तो सक्षम न्यायालय का उत्तराधिकारी प्रमाण पत्र अनिवार्य रूप से भेजा जावे ।
शासन से त्याग पत्र देकर दूसरी सेवा में नियुक्ति होने पर सामान्य भविष्य निधि का भुगतान किस प्रकार किया जाता है ?
यदि अभिदाता एक शासन की सेवा छोड़कर अन्य शासन की सेवा में सम्मिलित होता है तो ऐसी अवस्था में अभिदाता की जमा राशि पर नियम 14 के अंतर्गत ब्याज गणना की जावेगी और ब्याज सहित धन राशि स्थानांतरित की जावेगी ।
अन्तिम भुगतान प्रकरण के साथ क्या-क्या दस्तावेज़ /प्रमाण पत्र संलग्न करना आवश्यक है?
अन्तिम भुगतान प्रकरण के साथ निम्न दस्तावेज़ /प्रमाण पत्र संलग्न करना आवश्यक है।
i) निर्धारित प्रारूप में आवेदन चेक लिस्ट से जांच कर सभी प्रविष्टीयां पूर्ण की गई हों ।
ii) सामान्य भविष्य निधि पुस्तिका (पासबुक) की सत्यापित मूल प्रति ।
iii) दिनांक 05/06/1972 से सेवानिवृत्ति तक लिए गये आंशिक अग्रिम आहरणो की प्रमाणित सूची कोषालय व्हाउचर क्रमांक व दिनांक सहित उल्लेख हो ।
iv) अभिदाता की मृत्यु की स्थिति में मूल नामांकन, यदि मूल नामांकन उपलब्ध नहीं है तो आहरण अधिकारी का प्रमाण पत्र की नामांकन पत्र उपलब्ध नहीं है तथा परिवार के सदस्यों की सूची, यदि परिवार नहीं है तो सक्षम न्यायालय से उत्तराधिकारी प्रमाण पत्र ।
i) निर्धारित प्रारूप में आवेदन चेक लिस्ट से जांच कर सभी प्रविष्टीयां पूर्ण की गई हों ।
ii) सामान्य भविष्य निधि पुस्तिका (पासबुक) की सत्यापित मूल प्रति ।
iii) दिनांक 05/06/1972 से सेवानिवृत्ति तक लिए गये आंशिक अग्रिम आहरणो की प्रमाणित सूची कोषालय व्हाउचर क्रमांक व दिनांक सहित उल्लेख हो ।
iv) अभिदाता की मृत्यु की स्थिति में मूल नामांकन, यदि मूल नामांकन उपलब्ध नहीं है तो आहरण अधिकारी का प्रमाण पत्र की नामांकन पत्र उपलब्ध नहीं है तथा परिवार के सदस्यों की सूची, यदि परिवार नहीं है तो सक्षम न्यायालय से उत्तराधिकारी प्रमाण पत्र ।
अंतिम भुगतान की प्रक्रिया क्या है ?
सेवा निवृत्त अभिदाता /मृतक अभिदाता के प्रकरणों में दावेदार जैसे भी स्थिति हो के संदर्भ में निर्धारित प्रारूप पंचम अनुसूची में विभाग द्वारा आवेदन पत्र पूर्ण कर व जांच सूची अनुसार सम्पूर्ण दस्तावेज़ संलग्न कर महालेखाकार को प्रस्तुत किया जावेगा । प्रारूप इस कार्यालय की वेबसाइट पर उपलब्ध है ।
ऑनलाइन शिकायत दर्ज करने की प्रक्रिया क्या है ?
महालेखाकर कार्यालय की वैबसाइट पर Online Grievance Redressal पर की जा सकेगी. आपकी समस्या का समाधान ऑनलाइन शिकायत दर्ज करने के एक माह के अंदर सुचित किया जावेगा ।
लेखा सुधार अभिदाता के लेखे में कब पारिलक्षित होगा ?
वर्ष के अंत में लेखा संबरण के पश्चात जारी लेखा विवरण में वर्ष के दौरान किये गए समस्त सुधार पारिलक्षित होंगे ।
क्या अगिमों की वसूली खाते में जमा होने पर भी अग्रिम को शेष में से घटाना आवश्यक है ?
हाँ . अग्रीमो की आहरित राशि खाते के शेष निर्धारण करते समय कम की जावेगी एवं अग्रिम के विरुद्ध प्राप्त वसूलियाँ खाते में जमा की जावेगी ।
खाता सुधार हेतु मान्य किये जाने वाले सत्यापित विवरण क्या है ?
i) सत्यापित पासबुक की प्रति जिसमें व्हाउचर क्रमांक एवं दिनांक सहित कटोत्रे /आहरणो का विवरण हो ।
ii) सत्यापित व्हाउचर /कटोत्रा पत्रकों की फोटोप्रति जिसमें मुख्यशीर्ष, आहरण अधिकारी का नाम, व्हाउचर क्रमांक एवं दिनांक अंकित हो ।
iii) आहरण एवं संबितरण द्वारा सत्यापित विवरण ।
iv) कैश बुक की फोटोप्रति, बिल रजिस्टर इत्यादि ।
ii) सत्यापित व्हाउचर /कटोत्रा पत्रकों की फोटोप्रति जिसमें मुख्यशीर्ष, आहरण अधिकारी का नाम, व्हाउचर क्रमांक एवं दिनांक अंकित हो ।
iii) आहरण एवं संबितरण द्वारा सत्यापित विवरण ।
iv) कैश बुक की फोटोप्रति, बिल रजिस्टर इत्यादि ।
पासबुक के संधारण किस प्रकार किया जावेगा ?
प्रत्येक आहरण संबितरण अधिकारी द्वारा उनके अधीनस्थ समस्त सामान्य भविष्य निधि के सदस्यों की पासबुक संधारण की जावेगी । पासबुक माहबार /वर्षवार तैयार की जावेगी । इसमें समस्त कटोत्रे /आहरणो के पूर्ण विवरण दर्ज किए जावेंगे जिसमे कटोत्रों /आहरणों का माह कोषालय व्हाउचर्स क्रमांक कटोत्रे की राशि देयकों की राशि आदि का विवरण दिया जावेगा । आहरणों बावत स्वीकृति व आहरणों की टीप भी स्पष्टतः दी जानी चाहिये । वर्ष के अंत में पासबुक में ब्याज की राशि का गणना सहित संबरण करना चाहिये । प्रत्येक वर्ष की पासबुक आहरण अधिकारी से सत्यापित की जानी आवश्यक है ।
क्या विभाग को अभिदाता की भविष्य निधि पासबुक का संधारण अनिवार्य है ?
हाँ , मध्य प्रदेश शासन, वित्त विभाग के आदेश क्रमांक एफ.बी 9/1/83/नि.-2. चार दिनांक 14-02-1983 के अनुसार ।
स्वीकृति आंशिक अंतिम आहरणो की प्रविष्टियां क्या सेवा पुस्तिका में भी की जाती है ?
हाँ । दिनांक 05/06/1972 के पश्चात स्वीकृति किए गए तथा भुगतान किए गए आंशिक अंतिम आहरणो का इंदराज संबन्धित कर्मचारी की सेवा पुस्तिका में अनिवार्य रूप से किया जावे । (मध्य प्रदेश शासन वित्त विभाग आदेश क्र. एफ.बी.9/1/84/नि.2/चार दिनांक 31/07/1984)
7. If the account is a negative balance then what is the provision of interest?
In case the account is negative, 2.5% additional interest will be applicable along with the current interest rate (as per Rule 15).
6. Can a person other than a member of the family be nominated for the general provident fund?
No, only family members as defined in General Provident Fund Rule 2c (i) (a) & (ii) can be nominated.
5. What is the maximum subscription rate?
No more than total emoluments.
4. What is the minimum subscription rate?
12 percent of the total emoluments (Rule 11).
3. Is contribution to general provident fund necessary?
Monthly subscription is required every month except the suspension period and four months before retirement. In case of half-monthly vacation, it is optional. Therefore, subscriptions can be made only on written consent. (Rule 10)
2. Who is eligible for subscription to the General Provident Fund?
Government employees of Chhattisgarh are competent to fix service conditions, except those Employees who are permanently or temporarily appointed / hired or on reappointment before January 1, 2005. (Rule 4)
1. Who maintains General Provident Fund accounts in Chhattisgarh?
The General Provident Fund Account of the officers / employees of the State of Chhattisgarh is maintained by the Office of the Accountant General (Accounts and Entitlement) in accordance with the provisions of the Madhya Pradesh General Provident Fund Rules 1955.
मुझे किसी विशेष वर्ष के लिए जीपीएफ विवरण नहीं मिला है।
(i) विवरण वेबसाइट http://www.aghr.cag.gov.in पर प्रत्येक वित्तीय वर्ष की समाप्ति के बाद अपलोड किए जाते हैं। हर साल जून के अंतिम सप्ताह या जुलाई के प्रथम सप्ताह में।
(ii) जीपीएफ विवरण पाने के लिए, आप अपने डीडीओ से संपर्क कर सकते हैं।
(iii) वेबसाइट पर आप अपने पिन के प्रयोग से जीपीएफ विवरण को डाउनलोडलोड कर सकते हैं।
(ii) जीपीएफ विवरण पाने के लिए, आप अपने डीडीओ से संपर्क कर सकते हैं।
(iii) वेबसाइट पर आप अपने पिन के प्रयोग से जीपीएफ विवरण को डाउनलोडलोड कर सकते हैं।
मेरा जीपीएफ खाता चालू माह तक क्रेडिट नहीं दिखाता है या कुछ क्रेडिट मिसिंग दर्शाता है।
उत्तर: - निश्चित महीने के खातों की पोस्टिंग पूरी होने पर लगभग
उत्तर: - निश्चित महीने के खातों की पोस्टिंग पूरी होने पर लगभग
महीने के अंतराल के बाद साइट पर इन खातों को अपलोड कर किया जाता है
(ii) मिसिंग क्रेडिट के मामले में, कृपया डीडीओ के माध्यम से ट्रेजरी वाउचर नं / मासिक बिल की कुल राशि, उस विशेष माह के लिए जीपीएफ अनुसूची की प्रतिलिपि आदि का पूरा विवरण
(ii) मिसिंग क्रेडिट के मामले में, कृपया डीडीओ के माध्यम से ट्रेजरी वाउचर नं / मासिक बिल की कुल राशि, उस विशेष माह के लिए जीपीएफ अनुसूची की प्रतिलिपि आदि का पूरा विवरण
क्या कोई कर्मचारी 01.01.2006 से पहले शामिल हुआ था, क्या जीपी फंड खाता संख्या के आवंटन के लिए पात्र है ?
एक व्यक्ति जो हीरो में शामिल हो गया है। नियमित आधार पर 01.1.2006 से पहले सरकार सेवा आवंटन के लिए पात्र है। 01.01.2006 के बाद, नई पेंशन योजना चालू है। (नियम २. सिविल सेवा (GPF) नियम 2016 I
क्या एक अंशदाता को अंतिम जीपीएफ आहरण के लिए महालेखाकार के कार्यालय में आना होगा?
नहीं, अंशदाता को अंतिम जीपीएफ के लिए आहरण एवं संवितरण अधिकारी से संपर्क करना चाहिए ।
Who are all our family members as per General Provident (CS) Rules 1960 ?
‘Family’ includes, spouse, parents, children (including adopted child/ward), minor brothers, unmarried sisters, deceased son’s widow and children and where no parents of the subscriber is alive, a paternal grandparent.
Whom should be we nominate for receiving the amount remains in our GPF account after our death ?
Every government servant should submit nomination in the prescribed form immediately on joining the Fund. While an employee not having family may nominate any other person, the nomination should be in favour of family member(s) only in the case of one having family. The subscriber may provide in the nomination that the nomination shall become invalid in the event of the happening of a contingency specified therein e.g. a bachelor may nominate his father or mother. He can specify in the nomination that the nomination will become invalid in the event of his subsequently getting married. If the nomination is made in favour of more than one person, the proportionate share in which the amount will be payable should be specified clearly in the relevant column. At any time, the nomination may be canceled by the government servant.
Whether deposits made in General Provident Fund is exempted from attachment?
In terms of Section 60(1) of Civil Procedure Code, 1908 Deposits made in General Provident Fund has got immunity with regard to attachment under a decree or order of a court of law.
How the rate of interest for GPF is fixed?
Rate of Interest for General Provident Fund is fixed every year by the Government. The present rate of interest is 8%.
What is the maximum amount that can be withdrawn from GPF ?
The amount withdrawn from GPF at a time cannot exceed one-half of available balance or six months’ pay, whichever is less. The sanctioning authority /Head of the Department may, however, permit an advance upto 75% of the available balance, in exceptional cases depending upon the grounds of application. The withdrawal upto 90 % of the available balance is permitted in case of purchase/construction of house / arranging marriage of son or daughter etc.
Should we submit any utilization certificate or completion certificate after taking GPF withdrawal ?
Yes. One has to furnish a certificate that the amount withdrawn from GPF have been utilized for the purpose for which it was taken. In case of failure to do so, sanctioning authority may recover the entire advance from the pay in one lump, or in as many installments he decides fit.
Are there any chances of making withdrawal even if the applicant does not posses the qualifying service ?
Yes. As per Rule 15 (1)(B) of the GPF Rules, for purchase of a ready built house/flat, purchase of housing site and/or construction of a house, repairs, reconstruction of housing property already owned by employee, and / or for repaying any loan expressly taken for the above purposes etc. the condition of qualifying service does not apply.
Is there any qualifying service ( or minimum length of service) for an employee to make withdrawal from fund ?
Yes. As per Rule 15 (1)(A) of the GPF Rules, the applicant should have completed 15 years of service, or should have less than 10 years to retire, as the case may be for making withdrawals.
What are the reasons for which GPF Withdrawal can be made ?
One can make GPF withdrawal for the reasons of higher education of self, children, legal expenditure, expenses towards betrothal, marriage, purchase of consumer durables such as TV, VCR, washing machines, computers etc. Moreover, withdrawal can also be made for purchase or construction of house, repairs or renovation of house etc. If the applicant has less than 12 months to retire, there is no need to give any reason for withdrawal.
What is GPF Part-final withdrawal ?
GPF Part final Withdrawal means withdrawal of fund from your savings in GPF Account, for specified reasons. This amount need not repaid back to your account. The amount withdrawn shall stand debited from your account forever. Such withdrawals are covered under terms and conditions as per Rule 15 (1)(A) and (B) of GPF (CS) RULES, 1960.
Is it possible to convert a GPF Advance to a part final withdrawal ?
Yes. A GPF Advance taken can be converted into part-final withdrawal, subject to the fulfillment of conditions / approval of the competent authority.
If I am still repaying the GPF advance taken earlier, can I take another GPF Advance ?
One can take another GPF Advance when an earlier advance is yet to be repaid completely. However, the amount pending from earlier advance and the proposed next GPF advance shall be consolidated and installments should be re worked and paid accordingly.
What is the maximum amount that can be taken as GPF Advance ?
The amount taken as GPF Advance at a time cannot exceed one-half of available balance or three months’ pay, whichever is less. The sanctioning authority may, however, permit advance in excess of this limit (up to 75 % of the available balance), in exceptional cases depending upon the merits of the application.
How many times in a year GPF Advance can be taken ? Is there any limit in the same during whole of our service?
One can take GPF Advance any number of times in our career. However, At least 4 months time gap will between two advances and 6 months time gap for withdrawals have to be maintained. The sanctioning authority, may relax this rule in exceptional cases depending on the merits of the application.
What are the reasons for which GPF Advance can be taken ?
One can take GPF Advance for the reasons of higher education of self, children, legal expenditure, religious vow, obligatory expenses towards betrothal, marriage and other like ceremonies, for purchase of consumer durables such as TV, camera, mobile phone washing machines, computers etc.
What is a GPF Advance ?
GPF Advance is an interest free loan from your savings in General Provident Fund Account for specified reasons. You need to repay the same into your account in equated monthly installments. No interest shall be charged on the amount so taken as advance. However, you will not be paid any interest on GPF amount taken as advance. Such advances are covered under terms as per sub Rule (1) of Rule 12 of GPF (CS) RULES, 1960.
When does subscription to the GPF cease?
In the case of retirement of subscriber on superannuation, the subscription to the fund shall not be made during the last three months of his service.
On what occasions am I required to send fresh nominations to the Accounts Officers concerend?
A subscriber is required to send fresh nomination -
when he has cancelld the nomination made by him earlier;
immediately on a nominee, in respect of whom no special provision has been made in the nomination as alternate nominee(s), predecesasing the subscriber; and
when the nomination made earlier becomes invalid in the event of an unmarried subscriber getting married; and subscriber having only one member of family at the time of mking the nomination, subsequently acquiring that member or members in this family.
when he has cancelld the nomination made by him earlier;
immediately on a nominee, in respect of whom no special provision has been made in the nomination as alternate nominee(s), predecesasing the subscriber; and
when the nomination made earlier becomes invalid in the event of an unmarried subscriber getting married; and subscriber having only one member of family at the time of mking the nomination, subsequently acquiring that member or members in this family.
Who can be nominated under the GPF Rules conferring the right to receive the amount that stand to the credit of my account in the fund in the event of my death?
A subscriber may nominate one or more persons conferring on him/them the right to receive the amount that may stand to his credit in the Fund in the event of his death. Such person or persons may include a company or association or body of individuals, whether incorporated or not.
A subscribe who has a family at the time of making the nomination has to make such nomination only in favour of a member or members of his family.
A subscribe who has a family at the time of making the nomination has to make such nomination only in favour of a member or members of his family.
What emoluments are taken for the purpose of fixing the subscription to the fund?
In the case of a subscriber who was in Government service on the 31st March of the preceeding year, the emoluments to which he was entitled on that date, will be determine the rate of subscription. In other cases, the emoluments to which he was entitled on the date he joins the fund will be taken for fixing the rate of subscription.
What is the minimum rate that I can subscribe to the Fund?
The minium rate that a subscriber can subcribe to the Fund is 6% of Basic Pay+Dearness Pay. Subscription at less than six% is permissible in case where the suscriber elects to subscribe at the minimum rate fixed and where by the rounding off rule, the fraction of a rupee of less than fifty paise, gets eleminted
Can I opt not to subscribe to the GPF?
A subscriber may elect not to subscribe to his GPF during extra-ordinary leave, half pay leave and leave not due. He should communicate this to the Head of Office before proceeding on leave.
How do I get start subscribing to the GPF?
No application for admission to the GPF is necessary in the case of Government servants after a continuous service of one year. They are under the rules required to subscribe to the GPF. Application for admission to the Fund is necessary in the case of temporary Government servants who desire to subscribe to the fund before completion of one year's continuous service.
I am a temporary Government Servant. Do I have to Subscribe to the GPF?
A temporary Government Servant normally begins to subscribe to the fund on completion of on year's continuous service. If he completes this during the middle of a month, the subscription will commence from the subsequent month.
A temporary Government servant including Apprentice and Probationer can, at his option, subscribe to the Fund any time before completion of one year's continuous service, if he is appointed against a regular vacancy which is likely to continue for more than a year.
A temporary Government servant including Apprentice and Probationer can, at his option, subscribe to the Fund any time before completion of one year's continuous service, if he is appointed against a regular vacancy which is likely to continue for more than a year.
Am I eligibile to subscribe to GPF? Is there any exception?
All permanent Government Servants, all temporary employees including Apprentices and Probationers who have completed one year's continuous service and all re-employed pensioners who are not eligible for admission to the Contributory Provident Fund, are required to subscribe to the GPF
यदि खाता ऋणात्मक शेष है तो ब्याज का क्या प्रावधान है ?
खाता ऋणात्मक होने पर 2.5 % अतिरिक्त ब्याज चालू ब्याज दर के साथ लागू होगी (नियम 15 के अनुसार)।
क्या परिवर के सदस्य के अतिरिक्त किसी अन्य व्यक्ति को सामान्य भविष्य निधि के लिए नामित किया जा सकता है ?
नहीं , सामान्य भविष्य निधि नियम 2c (i)(a) & (ii) मे परिभाषित केवल परिवार के सदस्यों को ही नामित किया जा सकता है ।
अभिदान की अधिकतम दर क्या है ।
कुल परिलब्धियों से अधिक नहीं ।
अभिदान की न्यूनतम दर क्या है ।
कुल परिलब्धियों का 12 प्रतिशत (नियम 11) ।
क्या सामान्य भविष्य निधि में अंशदान आवश्यक है ?
निलंबन अवधि एवं सेवा निबृत्ति के चार माह पहले छोड़ कर प्रत्येक माह मासिक अभिदान आवश्यक है। अर्धबैतनिक अवकाश की दशा मे वैकल्पिक है । अतः लिखित सहमति पर ही अभिदान किया जा सकता है । (नियम 10 )
सामान्य भविष्य निधि में अभिदान की पात्रता किसे है ?
जो 1 जनवरी 2005 से पूर्व स्थायी या अस्थायी रूप से नियुक्त / ठेके पर रखे गए या पुनर्नियुक्ति पर हैं को छोड़ कर , शासकीय सेवक जिनकी सेवा शर्ते तय करने के लिए मध्य प्रदेश सरकार सक्षम है । (नियम 4)
मध्य प्रदेश में सामान्य भविष्य निधि खातों का संधारण किसके द्वारा किया जाता है ?
महालेखाकार कार्यालय (लेखा एवं हकदारी) द्वितीय मध्य प्रदेश द्वारा मध्य प्रदेश राज्य के अधिकारियों /कर्मचारियों के सामान्य भविष्य निधि लेखा मध्य प्रदेश सामान्य भविष्य निधि नियम 1955 के प्रावधानों के अनुरूप संधारित किया जाता है ।
How to avoid penal interest in case of minus balance (i.e. recovery of overpayment) during service and after your retirement ?
The recovery of amount drawn in excess of the amount at your credit will be recovered along with 2.5% up to date interest over and above the normal rate of interest. This recovery should be deposited by you in one lump-sum otherwise will be realized from your pay, arrears and land revenue.
How to get a copy of G.P.F. Pass Book ?
You are entitled to get a copy of our Pass Book from your DD.O. by depositing prescribed
fees.
fees.
How to ensure correct maintenance of G.P.F. Pass Book ?
Your Pass book is maintained by your D.D.O. and in case of your transfer it will be forwarded to that Office along with your L.P.C.
Verify your Pass Book annually.
Ensure that all the subscription, Recovery of advance, Temporary advances and Withdrawal taken by you is correctly entered. All the columns of Pass Book are correctly filled in and certified by your concerned D.D.O. of that posting (separately for debit and credit both) and closing is done properly.
There should be no cutting, erasing or overwriting in the Pass Book if, any correction is required the same must be attested by the D.D.O.
Only then you should sign your Pass Book in token of its annual verification.
Verify your Pass Book annually.
Ensure that all the subscription, Recovery of advance, Temporary advances and Withdrawal taken by you is correctly entered. All the columns of Pass Book are correctly filled in and certified by your concerned D.D.O. of that posting (separately for debit and credit both) and closing is done properly.
There should be no cutting, erasing or overwriting in the Pass Book if, any correction is required the same must be attested by the D.D.O.
Only then you should sign your Pass Book in token of its annual verification.
How to ensure that recovery is made against correct account number ?
After posting of the subscription in the subscribers account a message with all the details is forwarded through SMS on their registered mobile number. Subscriber can also check their subscription in Ledger Card section of the website of this office. Apart from that they
should verify frequently that only correct account number/name is given in the G.P.F. schedule prepared by their D.D.O.
should verify frequently that only correct account number/name is given in the G.P.F. schedule prepared by their D.D.O.
How to deposit subscription if posted in Foreign Service?
If posted in U.P., the amount should be deposited in State Bank of India through Treasury Challan with complete details like GPF Account No., Name of subscriber, Salary month etc.
If posted outside U.P., the amount should be forwarded to Accounts Officer, A.G. (A&E)-I, U.P. through a Bank Draft/Cheque ccompanied by complete details in schedule as well as in the back of the Bank Draft/cheque itself.
If posted outside U.P., the amount should be forwarded to Accounts Officer, A.G. (A&E)-I, U.P. through a Bank Draft/Cheque ccompanied by complete details in schedule as well as in the back of the Bank Draft/cheque itself.
What is the amount of subscription?
Other than Class IV - The amount should not be less than 10 percent of basic pay and not more than the amount of basic pay. AISPF – The amount should not be less than 6 percent of emolument and not more than the amount of emoluments.
सामान्य भविष्य निधि खाता कैसे आवंटित किया जाता हैॽ
एक वर्ष की सेवा पूरा करने के पश्चात निर्धारित प्रोफार्मा में अपना आवेदन डी.डी.ओ. से प्रतिहस्ताक्षरित कराकर कार्यालय महालेखाकार को प्रेषित करना होगा ।
How to avoid penal interest in case of minus balance (i.e. recovery of overpayment) during service and after your retirement ?
The recovery of amount drawn in excess of the amount at your credit will be recovered along with 2.5% up to date interest over and above the normal rate of interest.
This recovery should be deposited by you in one lump-sum otherwise will be realized from your pay, arrears and land revenue.
This recovery should be deposited by you in one lump-sum otherwise will be realized from your pay, arrears and land revenue.
How to rectify error ?
Subscriber’s Pass Book is a primary document. If it is reconciled annually then the
rectification matter will not arise at all, at the time of retirement. Hence all efforts for correct maintenance should be done between the subscriber and DDO. You should point out any error or omission found in the Pass Book to your D.D.O. before signing the Pass Book and get it rectified.
rectification matter will not arise at all, at the time of retirement. Hence all efforts for correct maintenance should be done between the subscriber and DDO. You should point out any error or omission found in the Pass Book to your D.D.O. before signing the Pass Book and get it rectified.
How to get a copy of G.P.F. Pass Book ?
You are entitled to get a copy of our Pass Book from your DD.O. by depositing prescribed
fees.
fees.
How to ensure correct maintenance of G.P.F. Pass Book ?
Your Pass book is maintained by your D.D.O. and in case of your transfer it will be forwarded to that Office along with your L.P.C.
Verify your Pass Book annually.
Ensure that all the subscription, Recovery of advance, Temporary advances and Withdrawal taken by you is correctly entered. All the columns of Pass Book are correctly filled in and certified by your concerned D.D.O. of that posting (separately for debit and credit both) and closing is done properly.
There should be no cutting, erasing or overwriting in the Pass Book if, any correction is required the same must be attested by the D.D.O.
Only then you should sign your Pass Book in token of its annual verification.
Verify your Pass Book annually.
Ensure that all the subscription, Recovery of advance, Temporary advances and Withdrawal taken by you is correctly entered. All the columns of Pass Book are correctly filled in and certified by your concerned D.D.O. of that posting (separately for debit and credit both) and closing is done properly.
There should be no cutting, erasing or overwriting in the Pass Book if, any correction is required the same must be attested by the D.D.O.
Only then you should sign your Pass Book in token of its annual verification.
How to ensure that recovery is made against correct account number ?
After posting of the subscription in the subscribers account a message with all the details is forwarded through SMS on their registered mobile number. Subscriber can also check their subscription in Ledger Card section of the website of this office. Apart from that they
should verify frequently that only correct account number/name is given in the G.P.F. schedule prepared by their D.D.O.
should verify frequently that only correct account number/name is given in the G.P.F. schedule prepared by their D.D.O.
How to deposit subscription if posted in Foreign Service?
If posted in U.P., the amount should be deposited in State Bank of India through Treasury Challan with complete details like GPF Account No., Name of subscriber, Salary month etc.
If posted outside U.P., the amount should be forwarded to Accounts Officer, A.G. (A&E)-I, U.P. through a Bank Draft/Cheque ccompanied by complete details in schedule as well as in the back of the Bank Draft/cheque itself.
If posted outside U.P., the amount should be forwarded to Accounts Officer, A.G. (A&E)-I, U.P. through a Bank Draft/Cheque ccompanied by complete details in schedule as well as in the back of the Bank Draft/cheque itself.
What is the amount of subscription.
Other than Class IV - The amount should not be less than 10 percent of basic pay and not more than the amount of basic pay. AISPF – The amount should not be less than 6 percent of emolument and not more than the amount of emoluments.
सामान्य भविष्य निधि खाता कैसे आवंटित किया जाता हैॽ
एक वर्ष की सेवा पूरा करने के पश्चात निर्धारित प्रोफार्मा में अपना आवेदन डी.डी.ओ. से प्रतिहस्ताक्षरित कराकर कार्यालय महालेखाकार को प्रेषित करना होगा ।
Does office of the Principal Accountant General(A&E),Manipur maintain the GPF account of Grade-IV employees?
No.
The GPF accounts of the Grade-IV employees are maintained by the Heads of the Departments (Vide Finance Department, Government of Manipur Office Memorandum No. 1/195/92-PIC(III) dated 16th October, 1992)
The GPF accounts of the Grade-IV employees are maintained by the Heads of the Departments (Vide Finance Department, Government of Manipur Office Memorandum No. 1/195/92-PIC(III) dated 16th October, 1992)
लापता क्रेडिट / डेबिट के समायोजन की प्रक्रिया क्या है?
जीपीएफ अनुसूचियों में कोषागार में गलत विवरण या गलत विवरण के कारण चूक क्रेडिट उत्पन्न होते हैं। कई बार, शेड्यूल / वाउचर विभिन्न कारणों से ट्रेजरी से प्राप्त नहीं होते हैं और परिणामस्वरूप कुछ सदस्यताएँ / धनवापसी / बकाया / निकासी खाते में पोस्ट नहीं की जाती हैं। ड्राइंग और डिसबसिंग ऑफिसर्स / ट्रेजरी द्वारा एजी को दिए गए खातों के समुचित सत्यापन के बाद, इन ड्रॉइंग क्रेडिट / डेबिट को सब्सक्राइबर के खाते में शामिल किया जा सकता है और शामिल किया जा सकता है, जो ड्रॉइंग ऑफिसर्स और ट्रेजरी अधिकारियों द्वारा प्रमाणित निम्नलिखित विवरण प्रस्तुत करते हैं।
1. सब्सक्राइबर का नाम
2. जीपीएफ खाता संख्या
3. डीडीओ का नाम जिसके तहत अधिकारी ने सेवा की थी
4. सदस्यता / वापसी / वापसी की राशि
5. वेतन माह जिसके लिए विवरण प्रस्तुत किया जा रहा है
6. हेड ऑफ अकाउंट (विस्तृत हेड तक) जिसके तहत वेतन निकाला जाता था
7. ट्रेजरी / सब ट्रेजरी जहां वेतन निकाला गया था
8. ट्रेजरी वाउचर नंबर / चालान नंबर
9. अनुसूची की राशि, विशेष वाउचर में संलग्न है जैसा कि क्रेडिट के मामले में सार पर दिया गया है
10. चालान प्रेषण के मामले में वाउचर / राशि के भुगतान की तिथि
11. डेबिट के संबंध में जीपीएफ भुगतान वाउचर की कुल राशि
1. सब्सक्राइबर का नाम
2. जीपीएफ खाता संख्या
3. डीडीओ का नाम जिसके तहत अधिकारी ने सेवा की थी
4. सदस्यता / वापसी / वापसी की राशि
5. वेतन माह जिसके लिए विवरण प्रस्तुत किया जा रहा है
6. हेड ऑफ अकाउंट (विस्तृत हेड तक) जिसके तहत वेतन निकाला जाता था
7. ट्रेजरी / सब ट्रेजरी जहां वेतन निकाला गया था
8. ट्रेजरी वाउचर नंबर / चालान नंबर
9. अनुसूची की राशि, विशेष वाउचर में संलग्न है जैसा कि क्रेडिट के मामले में सार पर दिया गया है
10. चालान प्रेषण के मामले में वाउचर / राशि के भुगतान की तिथि
11. डेबिट के संबंध में जीपीएफ भुगतान वाउचर की कुल राशि
बंद करने के लिए आवेदन कैसे करें?
विभाग / कार्यालय प्रमुख / प्रमुख द्वारा अपेक्षित दस्तावेजों के साथ महालेखाकार को अग्रेषित करने के लिए निर्धारित प्रारूप में आवेदन विधिवत भरा हुआ है और ग्राहक / दावेदार (ओं) द्वारा हस्ताक्षरित है।
जीपीएफ अंतिम निकासी (बंद करने) की प्रक्रिया क्या है?
1. जब ग्राहक सेवा छोड़ता है (सेवानिवृत्ति, बर्खास्तगी, त्यागपत्र, अनिवार्य सेवानिवृत्ति, निष्कासन आदि) पर संचय की अंतिम वापसी की अनुमति है।
2. सेवा में रहते हुए ग्राहक की मृत्यु के मामले में।
2. सेवा में रहते हुए ग्राहक की मृत्यु के मामले में।
अंतिम वापसी के लिए अग्रिम के रूपांतरण की प्रक्रिया क्या है?
एक ग्राहक लिखित अनुरोध के अनुसार अपने विवेक पर, अस्थायी अग्रिम के तहत बकाया राशि को नियम 15-A से 15-I में निर्धारित शर्तों को पूरा करने के बाद एक आंशिक-अंतिम निकासी में परिवर्तित कर सकता है।
क्या वार्षिक जीपीएफ स्टेटमेंट वेबसाइट पर उपलब्ध है?
हां, वेबसाइट पर स्थिति / विवरण के साथ वार्षिक जीपीएफ स्टेटमेंट उपलब्ध है।
Under what circumstances is Deposit Linked Insurance Scheme money admissible?
Deposit linked Insurance Scheme amount is admissible up to a maximum of Rs. 10,000/- when a subscriber dies in service subject to the following conditions:
The balance in the GPF account of the subscriber should not fall below Rs. 4000/- in case of Class I government servants, Rs. 2500/- for class II, Rs. 1500/- for Class III and Rs. 1,000/- for Class IV officials.
The deceased subscriber must have put in at least 5 years of service at the time of death.
The average GPF balance is be worked out on the basis of balance at the credit of the subscriber at the end of each of the 36 months preceding the month in which death occurs.
The balance in the GPF account of the subscriber should not fall below Rs. 4000/- in case of Class I government servants, Rs. 2500/- for class II, Rs. 1500/- for Class III and Rs. 1,000/- for Class IV officials.
The deceased subscriber must have put in at least 5 years of service at the time of death.
The average GPF balance is be worked out on the basis of balance at the credit of the subscriber at the end of each of the 36 months preceding the month in which death occurs.
Whether any government dues can be recovered from final GPF payment?
Money due on account of advance of pay and amount embezzled cannot be legally being deducted from the GPF balance.
No dues can be deducted from the GPF balance at the time of retirement from the un-disbursed amount of GPF either from the subscriber or the nominee of a deceased subscriber even if the consent of the subscriber or nominee has been obtained.
In cases where the subscriber or nominee is willing to repay the amount due to Government, the best course is to treat the repayment as second transaction. The whole of the GPF balance is to be first paid intact and without any compulsion. Thereafter the payee may be called upon to make good the Government dues.
No dues can be deducted from the GPF balance at the time of retirement from the un-disbursed amount of GPF either from the subscriber or the nominee of a deceased subscriber even if the consent of the subscriber or nominee has been obtained.
In cases where the subscriber or nominee is willing to repay the amount due to Government, the best course is to treat the repayment as second transaction. The whole of the GPF balance is to be first paid intact and without any compulsion. Thereafter the payee may be called upon to make good the Government dues.
Upto which period is interest on GPF balance calculated in the event of death/ retirement of a government servant?
Interest on GPF is allowed up to a maximum of 6 months from the date of death/retirement of a government servant or . Interest after this period is also payable provided the delay is on the part of the government in making payment of the GPF accumulation.
What are the documents required to be submitted by a gazetted government servant along with the Final Payment Application?
1. The Application should be made in Form-A.
2. Three copies of the government servant’s specimen signature duly attested by the Head of the Office/Department should be enclosed with the Application Form.
2. Three copies of the government servant’s specimen signature duly attested by the Head of the Office/Department should be enclosed with the Application Form.
In case a government servant dies in harness without leaving any nominees for his GPF accumulation, what are the documents required to be submitted along with the Final Payment Application (Form-C)?
• If claim for payment is by the widow/widower, no documents are required except proof that she/he is widow/widower of deceased subscriber.
• If claim for payment is by the mother on behalf of minor children of the deceased who is not a Hindu, the Guardianship Certificate issued by a Court should be enclosed.
• If claim for payment is by another relative of the deceased, a Succession Certificate issued by a Court should be enclosed and also the reasons for the claim being preferred as for example, the subscriber died as bachelor/ the spouse pre-deceased ( in such cases the death certificate of the deceased spouse should also be enclosed)/etc.
• The Death certificate of the deceased subscriber from the competent medical authority must be enclosed along with Form-C.
• If claim for payment is by the mother on behalf of minor children of the deceased who is not a Hindu, the Guardianship Certificate issued by a Court should be enclosed.
• If claim for payment is by another relative of the deceased, a Succession Certificate issued by a Court should be enclosed and also the reasons for the claim being preferred as for example, the subscriber died as bachelor/ the spouse pre-deceased ( in such cases the death certificate of the deceased spouse should also be enclosed)/etc.
• The Death certificate of the deceased subscriber from the competent medical authority must be enclosed along with Form-C.
How do I apply for final withdrawal of the balance standing at the credit of a GPF Account (on super-annuation/ ceasing to be a government servant/death of a government servant)?
You should fill up the prescribed forms and along with required documents get these forwarded through your Head of Office/Department to the MPF Section of AG’s office dealing with your case.
The prescribed forms are: (i) Form- A to be filled up by gazetted government servants; (ii) Form- B to be filled up by non-gazetted government servants; (iii) Form-C to be filled up in the case where a government servant dies in harness).
Any enquiries regarding the final payment of GPF (after the final payment application has been forwarded to this office) should be made by referring to the forwarding letter number and date under which the application was sent to the AG’s office by the Head of Office/Department. The enquiry should be addressed to MPF Section of the AG’s office.
The prescribed forms are: (i) Form- A to be filled up by gazetted government servants; (ii) Form- B to be filled up by non-gazetted government servants; (iii) Form-C to be filled up in the case where a government servant dies in harness).
Any enquiries regarding the final payment of GPF (after the final payment application has been forwarded to this office) should be made by referring to the forwarding letter number and date under which the application was sent to the AG’s office by the Head of Office/Department. The enquiry should be addressed to MPF Section of the AG’s office.
Whether the GPF balance GPF becomes payable when a subscriber
resigns from the service and joins a new service.
resigns from the service and joins a new service.
No, if a subscriber quits service to join another government office/department under the same State Government, he can
continue with the same GPF Account number.
If a subscriber resigns and joins another State Government or Central Government office/department, he/she should apply for transfer of his/her GPF balance to his/her new GPF account number giving full details of the new GPF account number, department/authority maintaining the account, full address, etc.
In case a subscriber quits government service altogether or to take up a job in the private sector, the balance at the credit of the subscriber’s of GPF Account becomes payable.
continue with the same GPF Account number.
If a subscriber resigns and joins another State Government or Central Government office/department, he/she should apply for transfer of his/her GPF balance to his/her new GPF account number giving full details of the new GPF account number, department/authority maintaining the account, full address, etc.
In case a subscriber quits government service altogether or to take up a job in the private sector, the balance at the credit of the subscriber’s of GPF Account becomes payable.
When does the amount in my GPF Account become payable?
The balance lying at the credit of the subscriber becomes payable after the government servant/subscriber ceases to be in government service (quitting service/dismissed or removed from service/proceeds on leave preparatory to retirement/is retired from service after being declared unfit by the competent Medical Authority).
When should I stop my monthly GPF subscription?
In case of retirement on superannuation, the GPF subscription should compulsorily be stopped 6 months preceding the date of retirement as per Sub-rule (5) of Rule 7 of MCS(GPF) 1985.
Whether my Temporary Withdrawal from my GPF can be converted to a Non-refundable Advance?
A Temporary Withdrawal from GPF can be converted into a Non-refundable Advance subject to the conditions laid down in Rules 16 and 17 of Meghalaya GPF Rules 1985.
Whether the amount I take out from my GPF Account balance requires to be refunded?
There are two types of advances that can be taken from GPF account, viz., (i) Temporary Withdrawal and (ii) Non-refundable Advance.
In case you take a Temporary Advance from your GPF balance, the Advance is recoverable in a minimum of 12 and maximum of 24 installments.
Non refundable advance is not required to be refunded.
In case you take a Temporary Advance from your GPF balance, the Advance is recoverable in a minimum of 12 and maximum of 24 installments.
Non refundable advance is not required to be refunded.
Is the amount shown in my Annual GPF Account Statement final?
No, the GPF balance, monthly credits and debits shown in your Annual GPF Statement are provisional figures. Any mistakes detected in your GPF Statement should immediately be taken up in writing with the AG’s office supported by evidence of the correct position.
Can advance/ withdrawal be made from my GPF Account?
Yes, an advance/withdrawal not exceeding 3 months' pay or half of the amount standing at the credit of a subscriber whichever is less can be sanctioned from the GPF by the appropriate authority for meeting expenditures on the purposes specified in Rule 13 and 16 of the Meghalaya GPF Rules, 1985.
What is the annual rate of interest on GPF deposit?
With effect from the financial year 2017-18 the annual rate of interest is 7.9%.
What should be done when a subscriber changes his/her name?
The application for change of name in the GPF account should be made through the Head of the Office/Department to the MPF Section of the AG’s office dealing with your case along with a attested copy of court affidavit or any other legal evidence/documents.
What should be done if my name is incorrectly shown in my GPF Annual Statement?
An application through your Head of Office/Department should be made to the concerned MPF Section of the AG’s office requesting that your name be corrected. Evidence of the correct name such as a photocopy of your identity card should be sent along with your application.
What can I do to avoid missing credits/debits in my GPF Account?
In the AG’s office, the GPF subscription of every subscriber is tabulated from the GPF Schedules that are received in the AG’s office along with the Treasury/Divisional accounts every month. In the subscriber’s own interest, the subscriber should ensure that his DDO correctly fills in the GPF Account number, name of the subscriber, GPF subscription amount, month of subscription and month of account in the GPF Schedule.
What is to be done when missing credits are shown in a subscriber’s GPF Statement?
The evidence of the missing subscription(s) (i.e. statement showing treasury voucher number and date, salary month, subscription to GPF duly certified by the DDO/Treasury Officer) should be sent to the MPF section of Accountant General (A&E) Office dealing with your GPF account for adjustment of the missing credits on the basis of the evidence furnished.
How is the monthly GPF subscription to be made when a subscriber proceeds on deputation or on foreign service?
While on deputation or foreign service, the GPF subscription can be made through Cheques or Drafts issued/drawn in favour of Accountant General (A&E) Meghalaya accompanied with the statement/schedules showing the GPF account number and month of subscription. The cheque /drafts should be sent to the concerned MPF Section of the AG’s office. As a measure of precaution, the subscriber should personally retain the particulars of the forwarding letter, cheque/bank draft number and amount. At the year end, when he/she receives his annual GPF Statement and should there be any missing credits indicated therein, these particulars can be furnished as proof for adjustment of the missing credits.
Can the rate of subscription be changed?
Yes. The GPF subscription can be reduced once and enhanced twice during the course of a financial year. The enhanced and reduced rate should be between the prescribed maximum and minimum limit.
Is it compulsory to subscribe to GPF even when a subscriber is on leave, suspension etc.?
A subscriber is required to subscribe monthly to GPF except during the period when he/she is under suspension. A subscriber on re-instatement after a period passed under suspension has the option however if he/she so chooses, of paying in one lump sum or installments, any sum not exceeding the maximum amount of arrear subscriptions payable for the period the subscriber was under suspension.
The subscriber may at his/her option not subscribe to GPF during leave which either does not carry any leave salary or carries leave salary equal to or less than half pay or half average pay.
The subscriber may at his/her option not subscribe to GPF during leave which either does not carry any leave salary or carries leave salary equal to or less than half pay or half average pay.
What is the definition of “emoluments”?
“Emoluments” means pay, leave salary or subsistence grant as defined in the Fundamental Rules and includes leave salary or subsistence grant, if admissible, and any remuneration of the nature of pay received in respect of Foreign Service of the subscriber on 31st March of the preceding year in the case of an existing GPF subscriber. In the case of a subscriber who was not in government service on 31st March of the preceding year, the emolument to which he was entitled on the day he joins GPF will be taken for fixing the rate of subscription. (Rule 2 (b) of Meghalaya Civil services(GPF) Rules, 1985).
GPF contribution - is there any minimum and maximum prescribed rate for GPF subscriptions?
The amount of monthly GPF subscription is the discretion of the subscriber. However, it cannot be less than 6 .25 percent of the emoluments and not more than his/her emoluments. (Rule 8 (b) of Meghalaya Civil services(GPF) Rules, 1985).
When does a nomination become invalid?
If, at the time of making the nomination the subscriber has no family and he specifically states in the nomination that it shall become invalid in the event of his subsequently acquiring a family, the existing nomination becomes invalid when a subscriber acquires a family.
I have retired from Service but not yet drawn my GPF balance. Can I change my nomination?
Yes, the nomination can be changed even after retirement of the subscriber but before he/she has drawn the amount at his/her credit in GPF.
Can a nomination once made be changed/cancelled subsequently?
Yes, if a subscriber through the Head of Office/Department writes to the AG’s office canceling a nomination made by him/her earlier, the nomination would forthwith be treated as cancelled.
A fresh nomination need not be compulsorily sent along with the notice of cancellation of the existing nomination. In case a fresh nomination is not sent along with the notice of cancellation, the payment of GPF amount would be made in the manner as prescribed in the Meghalaya General Provident Fund Rules, 1985.
The notice from the subscriber of cancellation of his/her existing nomination will be treated as valid even if it reaches the AG’s office after the death of the subscriber.
A fresh nomination need not be compulsorily sent along with the notice of cancellation of the existing nomination. In case a fresh nomination is not sent along with the notice of cancellation, the payment of GPF amount would be made in the manner as prescribed in the Meghalaya General Provident Fund Rules, 1985.
The notice from the subscriber of cancellation of his/her existing nomination will be treated as valid even if it reaches the AG’s office after the death of the subscriber.
When does a wife or husband cease to be a member of the family?
In case of male subscriber:
If a male subscriber proves that his wife has been judicially separated from him or has ceased under the customary law of the community, to which she belongs to be entitled to maintenance, she shall be deemed to be no longer a member of the subscriber’s family.
In case of female subscriber:
If the subscriber through her Head of Office/Department submits in writing to the AG’s office her desire to exclude her husband from her family, the husband shall be deemed to be no longer a member of the subscriber’s family.
If a male subscriber proves that his wife has been judicially separated from him or has ceased under the customary law of the community, to which she belongs to be entitled to maintenance, she shall be deemed to be no longer a member of the subscriber’s family.
In case of female subscriber:
If the subscriber through her Head of Office/Department submits in writing to the AG’s office her desire to exclude her husband from her family, the husband shall be deemed to be no longer a member of the subscriber’s family.
Who can be nominees?
A GPF subscriber who has a family at the time of making the nomination shall make such nomination only in favour of a member or members of his family.
Family in the case of male subscriber means wife or wives and children (including legitimate and adopted where the adoption is recognized by the personal law governing the subscriber), the widow or widows and children of a deceased son of the subscriber.
Family in the case of female subscriber means the husband and children of a subscriber and the widow or widows and children of the deceased son of a subscriber.
If a subscriber nominates more than one person, he/she shall specify in the nomination the amount or share payable to each of the nominees in such manner as to cover the whole of the amount that may stand to his/her credit in the GPF.
Family in the case of male subscriber means wife or wives and children (including legitimate and adopted where the adoption is recognized by the personal law governing the subscriber), the widow or widows and children of a deceased son of the subscriber.
Family in the case of female subscriber means the husband and children of a subscriber and the widow or widows and children of the deceased son of a subscriber.
If a subscriber nominates more than one person, he/she shall specify in the nomination the amount or share payable to each of the nominees in such manner as to cover the whole of the amount that may stand to his/her credit in the GPF.
Nominations?
Every gazetted government servant shall at the time of first subscribing to GPF submit a nomination in the prescribed form through his Head of Office/Department to MPF Section of AG’s office conferring on one or more persons the right to receive the amount that may stand to his/her credit in his/her GPF account in the event of his/her death.
In case of non-gazetted government servants, the nomination forms are required to be maintained by the Head of the Office.
It should be noted that the nomination of a GPF subscriber is valid even if he/she dies before it reaches the AG’s office.
In case of non-gazetted government servants, the nomination forms are required to be maintained by the Head of the Office.
It should be noted that the nomination of a GPF subscriber is valid even if he/she dies before it reaches the AG’s office.
What is to be done in a case a subscriber has been allotted with two different GPF Account numbers?
The subscriber should immediately take up this matter in writing addressing the Sr. Accounts Officer (MPF Group) of AG’s office giving details of both the GPF account numbers. The MPF Section will verify the facts and if found true, will close one of the GPF account numbers and the balance from this account transferred to the other account number, under intimation to the subscriber concerned.
Which Section of AG’s office deals with my GPF Account?
There are two Sections (MPF I and MPF-II) in the AG’s office which deal with GPF accounts of various department of Govt. of Meghalaya. One can see the departments which are being dealt in these sections by clicking on the hyper link.
How to enquire from the AG’s office about the status of application for allotment of a new GPF Account number?
Applicant can see the list of employees of Govt. of Meghalaya who has been allotted with new accounts numbers in this website which are being uploaded by the first week of every month for the previous month.
In case the applicant's name is not displayed in the list, he/she can enquire from the Office of the AG (A&E), Meghalaya in writing referring/quoting the letter number and date under which the application form for allotment of new GPF number was forwarded to the Accountant General’s office.
In case the applicant's name is not displayed in the list, he/she can enquire from the Office of the AG (A&E), Meghalaya in writing referring/quoting the letter number and date under which the application form for allotment of new GPF number was forwarded to the Accountant General’s office.
How to apply for a GPF Account number/ subscribe to GPF?
An application for a new GPF Account number in the prescribed form {circulated to all departments/heads of offices by Finance (AF) Department, Government of Meghalaya vide Circular No. FEM/54/94/96 dated 08/08/2006} duly filled in by the subscriber should be forwarded through the Head of Office or Head of the Department to Meghalaya Provident Fund (MPF) Section of the Office of the Accountant General (A&E), Meghalaya.
Under what circumstances is Deposit Linked Insurance Scheme money admissible?
Deposit linked Insurance Scheme amount is admissible up to a maximum of Rs. 10,000/- when a subscriber dies in service subject to the following conditions:
The balance in the GPF account of the subscriber should not fall below Rs. 4000/- in case of Class I government servants, Rs. 2500/- for class II, Rs. 1500/- for Class III and Rs. 1,000/- for Class IV officials.
The deceased subscriber must have put in at least 5 years of service at the time of death.
The average GPF balance is be worked out on the basis of balance at the credit of the subscriber at the end of each of the 36 months preceding the month in which death occurs.
The balance in the GPF account of the subscriber should not fall below Rs. 4000/- in case of Class I government servants, Rs. 2500/- for class II, Rs. 1500/- for Class III and Rs. 1,000/- for Class IV officials.
The deceased subscriber must have put in at least 5 years of service at the time of death.
The average GPF balance is be worked out on the basis of balance at the credit of the subscriber at the end of each of the 36 months preceding the month in which death occurs.
Whether any government dues can be recovered from final GPF payment?
Money due on account of advance of pay and amount embezzled cannot be legally being deducted from the GPF balance.
No dues can be deducted from the GPF balance at the time of retirement from the un-disbursed amount of GPF either from the subscriber or the nominee of a deceased subscriber even if the consent of the subscriber or nominee has been obtained.
In cases where the subscriber or nominee is willing to repay the amount due to Government, the best course is to treat the repayment as second transaction. The whole of the GPF balance is to be first paid intact and without any compulsion. Thereafter the payee may be called upon to make good the Government dues.
No dues can be deducted from the GPF balance at the time of retirement from the un-disbursed amount of GPF either from the subscriber or the nominee of a deceased subscriber even if the consent of the subscriber or nominee has been obtained.
In cases where the subscriber or nominee is willing to repay the amount due to Government, the best course is to treat the repayment as second transaction. The whole of the GPF balance is to be first paid intact and without any compulsion. Thereafter the payee may be called upon to make good the Government dues.
Upto which period is interest on GPF balance calculated in the event of death/ retirement of a government servant?
Interest on GPF is allowed up to a maximum of 6 months from the date of death/retirement of a government servant or . Interest after this period is also payable provided the delay is on the part of the government in making payment of the GPF accumulation.
What are the documents required to be submitted by a gazetted government servant along with the Final Payment Application?
1. The Application should be made in Form-A.
2. Three copies of the government servant’s specimen signature duly attested by the Head of the Office/Department should be enclosed with the Application Form.
2. Three copies of the government servant’s specimen signature duly attested by the Head of the Office/Department should be enclosed with the Application Form.
In case a government servant dies in harness without leaving any nominees for his GPF accumulation, what are the documents required to be submitted along with the Final Payment Application (Form-C)?
• If claim for payment is by the widow/widower, no documents are required except proof that she/he is widow/widower of deceased subscriber.
• If claim for payment is by the mother on behalf of minor children of the deceased who is not a Hindu, the Guardianship Certificate issued by a Court should be enclosed.
• If claim for payment is by another relative of the deceased, a Succession Certificate issued by a Court should be enclosed and also the reasons for the claim being preferred as for example, the subscriber died as bachelor/ the spouse pre-deceased ( in such cases the death certificate of the deceased spouse should also be enclosed)/etc.
• The Death certificate of the deceased subscriber from the competent medical authority must be enclosed along with Form-C.
• If claim for payment is by the mother on behalf of minor children of the deceased who is not a Hindu, the Guardianship Certificate issued by a Court should be enclosed.
• If claim for payment is by another relative of the deceased, a Succession Certificate issued by a Court should be enclosed and also the reasons for the claim being preferred as for example, the subscriber died as bachelor/ the spouse pre-deceased ( in such cases the death certificate of the deceased spouse should also be enclosed)/etc.
• The Death certificate of the deceased subscriber from the competent medical authority must be enclosed along with Form-C.
How do I apply for final withdrawal of the balance standing at the credit of a GPF Account (on super-annuation/ ceasing to be a government servant/death of a government servant)?
You should fill up the prescribed forms and along with required documents get these forwarded through your Head of Office/Department to the MPF Section of AG’s office dealing with your case.
The prescribed forms are: (i) Form- A to be filled up by gazetted government servants; (ii) Form- B to be filled up by non-gazetted government servants; (iii) Form-C to be filled up in the case where a government servant dies in harness).
Any enquiries regarding the final payment of GPF (after the final payment application has been forwarded to this office) should be made by referring to the forwarding letter number and date under which the application was sent to the AG’s office by the Head of Office/Department. The enquiry should be addressed to MPF Section of the AG’s office.
The prescribed forms are: (i) Form- A to be filled up by gazetted government servants; (ii) Form- B to be filled up by non-gazetted government servants; (iii) Form-C to be filled up in the case where a government servant dies in harness).
Any enquiries regarding the final payment of GPF (after the final payment application has been forwarded to this office) should be made by referring to the forwarding letter number and date under which the application was sent to the AG’s office by the Head of Office/Department. The enquiry should be addressed to MPF Section of the AG’s office.
Whether the GPF balance GPF becomes payable when a subscriber
resigns from the service and joins a new service.
resigns from the service and joins a new service.
resigns from the service and joins a new service.
resigns from the service and joins a new service.
No, if a subscriber quits service to join another government office/department under the same State Government, he can
continue with the same GPF Account number.
If a subscriber resigns and joins another State Government or Central Government office/department, he/she should apply for transfer of his/her GPF balance to his/her new GPF account number giving full details of the new GPF account number, department/authority maintaining the account, full address, etc.
In case a subscriber quits government service altogether or to take up a job in the private sector, the balance at the credit of the subscriber’s of GPF Account becomes payable.
continue with the same GPF Account number.
If a subscriber resigns and joins another State Government or Central Government office/department, he/she should apply for transfer of his/her GPF balance to his/her new GPF account number giving full details of the new GPF account number, department/authority maintaining the account, full address, etc.
In case a subscriber quits government service altogether or to take up a job in the private sector, the balance at the credit of the subscriber’s of GPF Account becomes payable.
When does the amount in my GPF Account become payable?
The balance lying at the credit of the subscriber becomes payable after the government servant/subscriber ceases to be in government service (quitting service/dismissed or removed from service/proceeds on leave preparatory to retirement/is retired from service after being declared unfit by the competent Medical Authority).
When should I stop my monthly GPF subscription?
In case of retirement on superannuation, the GPF subscription should compulsorily be stopped 6 months preceding the date of retirement.
Whether my Temporary Withdrawal from my GPF can be converted to a Non-refundable Advance?
A Temporary Withdrawal from GPF can be converted into a Non-refundable Advance subject to the conditions laid down in Rules 16 and 17 of Meghalaya GPF Rules 1985.
Whether the amount I take out from my GPF Account balance requires to be refunded?
There are two types of advances that can be taken from GPF account, viz., (i) Temporary Withdrawal and (ii) Non-refundable Advance.
In case you take a Temporary Advance from your GPF balance, the Advance is recoverable in a minimum of 12 and maximum of 24 installments.
Non refundable advance is not required to be refunded.
In case you take a Temporary Advance from your GPF balance, the Advance is recoverable in a minimum of 12 and maximum of 24 installments.
Non refundable advance is not required to be refunded.
Is the amount shown in my Annual GPF Account Statement final?
No, the GPF balance, monthly credits and debits shown in your Annual GPF Statement are provisional figures. Any mistakes detected in your GPF Statement should immediately be taken up in writing with the AG’s office supported by evidence of the correct position.
I have not received my GPF annual statement. What should I do?
The AG’s office sends out the Annual GPF Statements to the DDOs by the first week of August each year for distribution among the subscribers in that office. A subscriber’s Annual GPF Statement is sent to the DDO from where the subscriber has drawn his/her salary for the month of February. In case you have been transferred during the year from one office to another, you should enquire about your GPF Statement from the DDO from where you drew your salary for the month of February. You can also through your Head of Office/Department send an application to the MPF section in AG’s office dealing with your case to send you a duplicate GPF Statement.
To whom should an application for advance/withdrawal from my GPF account be made?
Application for advance/withdrawal from GPF should be made to the competent sanctioning authority of your Office/Department.
Do’s and Don’t’s in the preparation of GPF Schedules by DDOs
Do’s
1. Amount of Subscription should be rounded to whole rupees.
2. The account numbers should be arranged in serial order.
3. The guide letters i.e. (GA, PH, MEDL, etc) should invariably be suffixed to the Account Numbers.
4. Reasons for discontinuance of subscriptions should be given (i.e. official “Proceeded on leave”, Transferred to” ________office-district, “Quit service, died or discontinued.”)
5. Against new names, it should be written that new name is a new subscriber or “New Subscriber” transferred from _________________Office-district.etc
6. The total of the schedule should be struck and written both in figure and words.
7. Month of recovery should be clearly indicated.
8. Schedules should be recorded on schedules, challans and debt vouchers.
9. Correct Classification should be recorded on schedules, challans and debt vouchers.
10. Subscriptions, refunds towards TAs should be separately indicated. Refunds should be supported by installments and the amount of loan outstanding.
11. Schedules and vouchers should be arranged in order as per the list.
12. Original authorisations should be enclosed to Debit Vouchers of Final Payment Cases.
13. The challans should contain the details of the amounts remitted thereon on overleaf instead of separate sheet enclosed to the challans.
14. 11 digit code should be recorded in schedules
15. Uniform format of schedule for all recoveries of GPF (viz. subscription, DA, etc.) should be adopted.
16. TA/PFW sanction orders should invariably attached to the debit vouchers.
17. Debit vouchers should be entered as per LOP
18. No debit voucher should be missing
19. There should not be any overwriting on the debit vouchers
20. payments on Booster scheme should be made along with GPF payments
21. Classification of Booster Scheme payments should be done correctly
22. Ensure that points indicated in the check list, to be kept in mind by DDOs while forwarding GPF final withdrawal applications, are compiled with.
23. Page-wise totals where necessary should be worked out
24. In case of challans, please mention the GPF account number and name of the subscriber in all copies.
Don’t’s:
1. There should be no overwritings.
2. Misclassification of the Credits/Debits of Class-IV employees should not be done.
1. Amount of Subscription should be rounded to whole rupees.
2. The account numbers should be arranged in serial order.
3. The guide letters i.e. (GA, PH, MEDL, etc) should invariably be suffixed to the Account Numbers.
4. Reasons for discontinuance of subscriptions should be given (i.e. official “Proceeded on leave”, Transferred to” ________office-district, “Quit service, died or discontinued.”)
5. Against new names, it should be written that new name is a new subscriber or “New Subscriber” transferred from _________________Office-district.etc
6. The total of the schedule should be struck and written both in figure and words.
7. Month of recovery should be clearly indicated.
8. Schedules should be recorded on schedules, challans and debt vouchers.
9. Correct Classification should be recorded on schedules, challans and debt vouchers.
10. Subscriptions, refunds towards TAs should be separately indicated. Refunds should be supported by installments and the amount of loan outstanding.
11. Schedules and vouchers should be arranged in order as per the list.
12. Original authorisations should be enclosed to Debit Vouchers of Final Payment Cases.
13. The challans should contain the details of the amounts remitted thereon on overleaf instead of separate sheet enclosed to the challans.
14. 11 digit code should be recorded in schedules
15. Uniform format of schedule for all recoveries of GPF (viz. subscription, DA, etc.) should be adopted.
16. TA/PFW sanction orders should invariably attached to the debit vouchers.
17. Debit vouchers should be entered as per LOP
18. No debit voucher should be missing
19. There should not be any overwriting on the debit vouchers
20. payments on Booster scheme should be made along with GPF payments
21. Classification of Booster Scheme payments should be done correctly
22. Ensure that points indicated in the check list, to be kept in mind by DDOs while forwarding GPF final withdrawal applications, are compiled with.
23. Page-wise totals where necessary should be worked out
24. In case of challans, please mention the GPF account number and name of the subscriber in all copies.
Don’t’s:
1. There should be no overwritings.
2. Misclassification of the Credits/Debits of Class-IV employees should not be done.
Can advance/ withdrawal be made from my GPF Account?
Yes, an advance/withdrawal not exceeding 3 months' pay or half of the amount standing at the credit of a subscriber whichever is less can be sanctioned from the GPF by the appropriate authority for meeting expenditures on the purposes specified in Rule 13 and 16 of the Meghalaya GPF Rules, 1985.
What is the annual rate of interest on GPF deposit?
With effect from the financial year 2013-14 the annual rate of interest is 8.7%.
What should be done if my name is incorrectly shown in my GPF Annual Statement?
An application through your Head of Office/Department should be made to the concerned MPF Section of the AG’s office requesting that your name be corrected. Evidence of the correct name such as a photocopy of your identity card should be sent along with your application.
What can I do to avoid missing credits/debits in my GPF Account?
In the AG’s office, the GPF subscription of every subscriber is tabulated from the GPF Schedules that are received in the AG’s office along with the Treasury/Divisional accounts every month. In the subscriber’s own interest, the subscriber should ensure that his DDO correctly fills in the GPF Account number, name of the subscriber, GPF subscription amount, month of subscription and month of account in the GPF Schedule.
Do’s for GPF subscribers:
Admission: On promotion from class IV, apply for GPF A/c No
Subscription: Subscription from 6% to a maximum of Basic Pay. Temporary Advance: In case of Temporary advance, ensure recovery from Pay.
Nomination: File Nomination, if not done, especially, before retirement.
Slips: Confirm the balance on receipt of annual slips.
Settlement: Help us to settle your balance early by submitting withdrawal applications in advance. Track the authorisations through our website.
Any remittances after retirement to GPF, please follow up with DDO.
Subscription: Subscription from 6% to a maximum of Basic Pay. Temporary Advance: In case of Temporary advance, ensure recovery from Pay.
Nomination: File Nomination, if not done, especially, before retirement.
Slips: Confirm the balance on receipt of annual slips.
Settlement: Help us to settle your balance early by submitting withdrawal applications in advance. Track the authorisations through our website.
Any remittances after retirement to GPF, please follow up with DDO.
What is to be done when missing credits are shown in a subscriber’s GPF Statement?
The evidence of the missing subscription(s) (i.e. statement showing treasury voucher number and date, salary month, subscription to GPF duly certified by the DDO/Treasury Officer) should be sent to the MPF section of Accountant General (A&E) Office dealing with your GPF account for adjustment of the missing credits on the basis of the evidence furnished.
What are the facilities available for grievance redressal of GPF related issues?
1. Grievance Redressal Cell : To facilitate enquiries regarding GPF in the Office premises, a Grievance redressal cell is constituted. The GRC representative assists the visitor in the following areas:
a. Providing information regarding balances, missing credits/ debits in respect of GPF Account of the visitor
b. Status of FW application
c. Posting of missing credits on furnishing certified particulars of remittance
d. Any correction to be incorporated in the database like name , DOB, DOJ etc., provided such information is supported by valid documents
e. Any other related matter
f. The representative can also be contacted on 9492233447 during working hours
2. Email facility: pagaeap.gpf@gmail.com
3. Fax : 040-23231937
4. SMS Facility: Particulars of subscription, withdrawals, on monthly basis are intimated. Also receipt and finalization of final withdrawal applications. GPF subscribers are requested to furnish their mobile numbers through the screen provided in the web site.
The following information is being sent through SMS alerts.
a. Status of GPF Final withdrawal cases – registration, return, finalization and dispatch
b. TA and PFW sanctions for GPFund
c. Provisional balances at the credit of the subscribers with updation of latest monthly subscription, refund, other credits and withdrawals
d. Missing credits and debits in the account of the subscribers
5. Online Grievance Redressal: Any person having grievance with any Entitlement function (GPF and Pension) discharged by the Accountants General can record his grievance online. Along with text of the grievance, relevant documents can also be uploaded. Acknowledgments would be provided both via SMS and e-mail, along with status updates via SMS. The status of the grievance redress can also be viewed online on this site.
a. Providing information regarding balances, missing credits/ debits in respect of GPF Account of the visitor
b. Status of FW application
c. Posting of missing credits on furnishing certified particulars of remittance
d. Any correction to be incorporated in the database like name , DOB, DOJ etc., provided such information is supported by valid documents
e. Any other related matter
f. The representative can also be contacted on 9492233447 during working hours
2. Email facility: pagaeap.gpf@gmail.com
3. Fax : 040-23231937
4. SMS Facility: Particulars of subscription, withdrawals, on monthly basis are intimated. Also receipt and finalization of final withdrawal applications. GPF subscribers are requested to furnish their mobile numbers through the screen provided in the web site.
The following information is being sent through SMS alerts.
a. Status of GPF Final withdrawal cases – registration, return, finalization and dispatch
b. TA and PFW sanctions for GPFund
c. Provisional balances at the credit of the subscribers with updation of latest monthly subscription, refund, other credits and withdrawals
d. Missing credits and debits in the account of the subscribers
5. Online Grievance Redressal: Any person having grievance with any Entitlement function (GPF and Pension) discharged by the Accountants General can record his grievance online. Along with text of the grievance, relevant documents can also be uploaded. Acknowledgments would be provided both via SMS and e-mail, along with status updates via SMS. The status of the grievance redress can also be viewed online on this site.
How is the monthly GPF subscription to be made when a subscriber proceeds on deputation or on foreign service?
While on deputation or foreign service, the GPF subscription can be made through Cheques or Drafts issued/drawn in favour of Accountant General (A&E) Meghalaya accompanied with the statement/schedules showing the GPF account number and month of subscription. The cheque /drafts should be sent to the concerned MPF Section of the AG’s office. As a measure of precaution, the subscriber should personally retain the particulars of the forwarding letter, cheque/bank draft number and amount. At the year end, when he/she receives his annual GPF Statement and should there be any missing credits indicated therein, these particulars can be furnished as proof for adjustment of the missing credits.
Can the rate of subscription be changed?
Yes. The GPF subscription can be reduced once and enhanced twice during the course of a financial year. The enhanced and reduced rate should be between the prescribed maximum and minimum limit.
Is it compulsory to subscribe to GPF even when a subscriber is on leave, suspension etc.?
A subscriber is required to subscribe monthly to GPF except during the period when he/she is under suspension. A subscriber on re-instatement after a period passed under suspension has the option however if he/she so chooses, of paying in one lump sum or installments, any sum not exceeding the maximum amount of arrear subscriptions payable for the period the subscriber was under suspension.
The subscriber may at his/her option not subscribe to GPF during leave which either does not carry any leave salary or carries leave salary equal to or less than half pay or half average pay.
The subscriber may at his/her option not subscribe to GPF during leave which either does not carry any leave salary or carries leave salary equal to or less than half pay or half average pay.
What happens when missing debits are not settled immediately?
The GPF account shows inflated balance due to missing debit and interest thereon. This amount will be recovered from the balance at the time of final settlement. Sometimes, the delayed recovery of missing debit and interest leads to minus balance in the GPF account which has to be recovered from pensioner benefits.
What is the definition of “emoluments”?
“Emoluments” means pay, leave salary or subsistence grant as defined in the Fundamental Rules and includes leave salary or subsistence grant, if admissible, and any remuneration of the nature of pay received in respect of Foreign Service of the subscriber on 31st March of the preceding year in the case of an existing GPF subscriber. In the case of a subscriber who was not in government service on 31st March of the preceding year, the emolument to which he was entitled on the day he joins GPF will be taken for fixing the rate of subscription. (Rule 2 (b) of Meghalaya Civil services(GPF) Rules, 1985).
How to adjust missing debits?
When a missing debit is note in the GPF statement, the subscriber has to approach the DDO and ensure the details of the drawal viz. Amount, Voucher No. , SA No., Treasury along with certificate of payment or a copy of the voucher to this office.The missing debit will be posted if the amount is unposted in the records of this office. In case of misclassification of the debit, the Treasury/PAO has to rectify the same.
GPF contribution - is there any minimum and maximum prescribed rate for GPF subscriptions?
The amount of monthly GPF subscription is the discretion of the subscriber. However, it cannot be less than 6 .25 percent of the emoluments and not more than his/her emoluments. (Rule 8 (b) of Meghalaya Civil services(GPF) Rules, 1985).
What are Missing Debits?
1. Sanction received without corresponding debit
2. Refund received without corresponding debit
2. Refund received without corresponding debit
When does a nomination become invalid?
If, at the time of making the nomination the subscriber has no family and he specifically states in the nomination that it shall become invalid in the event of his subsequently acquiring a family, the existing nomination becomes invalid when a subscriber acquires a family.
What is the procedure for adjustment of missing credits/ debits?
Missing credits arise due to misclassification in the treasuries or incorrect details in GPF schedules. At times, schedules/vouchers are not received from the Treasuries for various reasons and as a result some of the subscriptions/refunds/arrears/withdrawals do not get posted in the account. These missing credits/debits can be located and included in the subscriber’s account after proper verification of the accounts rendered to AG by the Drawing and Disbursing Officers/Treasuries subject to furnishing the following details duly certified by the Drawing and Disbursing Officers and the Treasury Officers.
1. Name of the Subscriber
2. GPF Account number
3. Name of the DDO under whom the official had served
4. Amount of subscription/refund/withdrawal
5. Salary month for which details are being furnished
6. Head of Account (up to Detailed Head) under which salary was drawn
7. Treasury/Sub Treasury where the salary was drawn
8. Treasury voucher number / challan number
9. Totals of the schedule amount enclosed in the particular voucher as noted on the abstract in case of credit
10. Date of payment of the voucher/remittance of the amount in the case of challan remittance
11. Total amount of the GPF payment vouchers in respect of debits
1. Name of the Subscriber
2. GPF Account number
3. Name of the DDO under whom the official had served
4. Amount of subscription/refund/withdrawal
5. Salary month for which details are being furnished
6. Head of Account (up to Detailed Head) under which salary was drawn
7. Treasury/Sub Treasury where the salary was drawn
8. Treasury voucher number / challan number
9. Totals of the schedule amount enclosed in the particular voucher as noted on the abstract in case of credit
10. Date of payment of the voucher/remittance of the amount in the case of challan remittance
11. Total amount of the GPF payment vouchers in respect of debits
I have retired from Service but not yet drawn my GPF balance. Can I change my nomination?
Yes, the nomination can be changed even after retirement of the subscriber but before he/she has drawn the amount at his/her credit in GPF.
Can a nomination once made be changed/cancelled subsequently?
Yes, if a subscriber through the Head of Office/Department writes to the AG’s office canceling a nomination made by him/her earlier, the nomination would forthwith be treated as cancelled.
A fresh nomination need not be compulsorily sent along with the notice of cancellation of the existing nomination. In case a fresh nomination is not sent along with the notice of cancellation, the payment of GPF amount would be made in the manner as prescribed in the Meghalaya General Provident Fund Rules, 1985.
The notice from the subscriber of cancellation of his/her existing nomination will be treated as valid even if it reaches the AG’s office after the death of the subscriber.
A fresh nomination need not be compulsorily sent along with the notice of cancellation of the existing nomination. In case a fresh nomination is not sent along with the notice of cancellation, the payment of GPF amount would be made in the manner as prescribed in the Meghalaya General Provident Fund Rules, 1985.
The notice from the subscriber of cancellation of his/her existing nomination will be treated as valid even if it reaches the AG’s office after the death of the subscriber.
When does a wife or husband cease to be a member of the family?
In case of male subscriber:
If a male subscriber proves that his wife has been judicially separated from him or has ceased under the customary law of the community, to which she belongs to be entitled to maintenance, she shall be deemed to be no longer a member of the subscriber’s family.
In case of female subscriber:
If the subscriber through her Head of Office/Department submits in writing to the AG’s office her desire to exclude her husband from her family, the husband shall be deemed to be no longer a member of the subscriber’s family.
If a male subscriber proves that his wife has been judicially separated from him or has ceased under the customary law of the community, to which she belongs to be entitled to maintenance, she shall be deemed to be no longer a member of the subscriber’s family.
In case of female subscriber:
If the subscriber through her Head of Office/Department submits in writing to the AG’s office her desire to exclude her husband from her family, the husband shall be deemed to be no longer a member of the subscriber’s family.
Where to get the GPF Slips?
The slips from the year 2009-10 are available in the website. www.agap.cag.gov.in/slipsgpf.aspx
When does a subscriber get the Annual Accounts Statement?
After the close of each financial year, the Accountant General sends to each subscriber an Annual Accounts Statement showing the opening balance as on the 1st April of the year, the total amount deposited and withdrawn during the year, amount of interest credited as on 31st March of the year and the closing balance on that date. Subscribers have to satisfy themselves as to the correctness of the Account Statements and errors should be brought to the notice of the Principal Accountant General within three months of receipt of the same.
Who can be nominees?
A GPF subscriber who has a family at the time of making the nomination shall make such nomination only in favour of a member or members of his family.
Family in the case of male subscriber means wife or wives and children (including legitimate and adopted where the adoption is recognized by the personal law governing the subscriber), the widow or widows and children of a deceased son of the subscriber.
Family in the case of female subscriber means the husband and children of a subscriber and the widow or widows and children of the deceased son of a subscriber.
If a subscriber nominates more than one person, he/she shall specify in the nomination the amount or share payable to each of the nominees in such manner as to cover the whole of the amount that may stand to his/her credit in the GPF.
Family in the case of male subscriber means wife or wives and children (including legitimate and adopted where the adoption is recognized by the personal law governing the subscriber), the widow or widows and children of a deceased son of the subscriber.
Family in the case of female subscriber means the husband and children of a subscriber and the widow or widows and children of the deceased son of a subscriber.
If a subscriber nominates more than one person, he/she shall specify in the nomination the amount or share payable to each of the nominees in such manner as to cover the whole of the amount that may stand to his/her credit in the GPF.
How to Apply for Closure?
The application in prescribed format duly filled in and signed by the subscriber/claimant(s) is to be given to the department for forwarding the same to the Accountant General along with requisite documents by the Head of Office/ Head of the department.
Nominations?
Every gazetted government servant shall at the time of first subscribing to GPF submit a nomination in the prescribed form through his Head of Office/Department to MPF Section of AG’s office conferring on one or more persons the right to receive the amount that may stand to his/her credit in his/her GPF account in the event of his/her death.
In case of non-gazetted government servants, the nomination forms are required to be maintained by the Head of the Office.
It should be noted that the nomination of a GPF subscriber is valid even if he/she dies before it reaches the AG’s office.
In case of non-gazetted government servants, the nomination forms are required to be maintained by the Head of the Office.
It should be noted that the nomination of a GPF subscriber is valid even if he/she dies before it reaches the AG’s office.
What is the procedure for gpf final withdrawal (closure)?
1. Final withdrawal of accumulation is permitted when subscriber quits the service (on retirement, dismissal, resignation, compulsory retirement, removal etc.)
2. In case of death of subscriber while in service.
2. In case of death of subscriber while in service.
What is to be done in a case a subscriber has been allotted with two different GPF Account numbers?
The subscriber should immediately take up this matter in writing addressing the Sr. Accounts Officer (MPF Group) of AG’s office giving details of both the GPF account numbers. The MPF Section will verify the facts and if found true, will close one of the GPF account numbers and the balance from this account transferred to the other account number, under intimation to the subscriber concerned.
What is the delegation of financial powers for sanctioning ta / pfw?
Sanctioning Authority should be two levels above the person to whom advances or part final withdrawals are sanctioned. Power to sanction GPF TA / PFW to Heads of Departments and their immediate deputies will be with the Government in the Administrative Department concerned.
Which Section of AG’s office deals with my GPF Account?
There are two Sections (MPF I and MPF-II) in the AG’s office which deal with GPF accounts of various department of Govt. of Meghalaya. One can see the departments which are being dealt in these sections by clicking on the hyper link.
What is the procedure of conversion of an advance to part final withdrawal?
A subscriber may, at his discretion by written request, convert the balance outstanding under a temporary advance into a part-final withdrawal after satisfying conditions laid down in Rules 15-A to 15-I.
How to enquire from the AG’s office about the status of application for allotment of a new GPF Account number?
Applicant can see the list of employees of Govt. of Meghalaya who has been allotted with new accounts numbers in this website which are being uploaded by the first week of every month for the previous month.
In case the applicant's name is not displayed in the list, he/she can enquire from the Office of the AG (A&E), Meghalaya in writing referring/quoting the letter number and date under which the application form for allotment of new GPF number was forwarded to the Accountant General’s office.
In case the applicant's name is not displayed in the list, he/she can enquire from the Office of the AG (A&E), Meghalaya in writing referring/quoting the letter number and date under which the application form for allotment of new GPF number was forwarded to the Accountant General’s office.
How to apply for a GPF Account number/ subscribe to GPF?
An application for a new GPF Account number in the prescribed form {circulated to all departments/heads of offices by Finance (AF) Department, Government of Meghalaya vide Circular No. FEM/54/94/96 dated 08/08/2006} duly filled in by the subscriber should be forwarded through the Head of Office or Head of the Department to Meghalaya Provident Fund (MPF) Section of the Office of the Accountant General (A&E), Meghalaya.
Who is eligible to subscribe to GPF?
As per Rule 4 of Meghalaya GPF Rules 1985, all Government Servants (probationer, temporary, permanent), other than those eligible for admission to the Contributory Provident Fund and to all new entrants whose services were/would be regularized against the regular posts on or after 1st April, 2010, are compulsorily required to subscribe to GPF.
What is the procedure of conversion of an advance to part final withdrawal?
A subscriber may, at his discretion by written request, convert the balance outstanding under a temporary advance into a part-final withdrawal after satisfying conditions laid down in Rules 15-A to 15-I.
जीपीएफ के प्राधिकार के बारे में जानने के लिए क्या व्यवस्था है?
सेवानिवृत्ति लाभों के प्राधिकार के बारे में सेवानिवृत्त सरकारी कर्मचारी को सूचना सीधे उसे भेजी जाती हैI निपटान को कार्यालय के वेबसाईट में भी पोस्ट किया जाता है जिसे सेवानिवृत्त अधिकारी/कर्मचारी के द्वारा देखा जा सकता है।
अगर महालेखाकार कार्यालय से प्रेषण के बाद किसी भी चरण या स्तर पर मेरा जीपीएफ प्राधिकरण खो जाता है तो क्या होगा?
आप आहरण और संवितरण अधिकारी के पास मामला ले जा सकते हैं।
महालेखाकार द्वारा रखे गए खातों में किसी भी अतिरिक्त/कमी के लिए उपभोक्ता किस तरह से जिम्मेदार है?
त्रुटियों के लेखांकन में इनकार नहीं किया जा सकता है। ओडिशा सामान्य भविष्य निधि नियमावली के नियम 36 (2) के तहत उपभोक्ता का कर्तव्य है कि उसे प्राप्त होने वाले खाता पर्ची के तीन महीने के अंदर उसके द्वारा पाई गई किसी भी अतिरिक्त/कमी को इंगित करे। इससे अंतिम चरण के भुगतान के समय असंतोष से बचने में मदद मिलेगी।
क्या जीपीएफ खाते की पर्ची में शेष राशि और उनमें अंतिम भुगतान की राशि समान होती है?
नहीं, जीपीएफ खाते की पर्ची में दिखाया गया शेष राशि अप्राप्त क्रेडिट/डेबिट और खातों में अधिक अनुमति या कम अनुमति के समायोजन के अंतर्गत है।
अंतिम भुगतान मामलों में ब्याज किस तिथि तक देय है?
यदि उपभोक्ता निर्धारित समय सीमा के भीतर अंतिम भुगतान के लिए आवेदन करता है, तो महालेखाकार (लेखा एवं हकदारी) कार्यालय के लेखा अधिकारी द्वारा प्राधिकरण पर हस्ताक्षर करने की तारीख से पहले के महीने तक ब्याज की अनुमति दी जाती है, यदि इस पर 15 तारीख से पहले हस्ताक्षर किए जाते हैं और यदि बाद में होता है, तो महीने के अंतिम तक ब्याज की अनुमति दी जाती है ।
क्या महालेखाकार सामान्य भविष्य निधि खाते से मेरे आंशिक अंतिम निकासी या गैर-वापसी योग्य अग्रिम को मंजूरी देंगे?
नहीं, सेवानिवृत्ति के बाद अंतिम भुगतान के लेखांकन और प्राधिकार को छोड़कर, अन्य मामलों को आहरण और संवितरण अधिकारी द्वारा निपटाया जाता है।
यदि मुझे पता चलता है कि मेरे जीपीएफ खाते में कुछ क्रेडिट अप्राप्त है, तो क्या किया जाना है?
अप्राप्त क्रेडिट जैसे क्रेडिट का महीना, कोषालय का नाम, टीवी नंबर और बिल की डुप्लीकेट प्रति के साथ समय सारणी से संबंधित पूर्ण विवरण के साथ आप आहरण और संवितरण अधिकारी को इस मामले के लिए आवेदन कर सकते हैं ताकि महालेखाकार कार्यालय अप्राप्त क्रेडिट का पता लगाने और समायोजित करने में सक्षम हो सके।
ब्याज की गणना कैसे की जाती है?
वसूली के ब्याज की गणना आगामी महीने से की जाती है और वित्तीय वर्ष के अंत में जीपीएफ खाते में जोड़ा जाता है।
जीपीएफ अंशदान पर ब्याज दर क्या है?
भारत सरकार द्वारा हर साल जीपीएफ ब्याज पर गणना के लिए घोषित ब्याज दर को राज्य सरकार द्वारा अपनाया जाता है। 04/2020 से 06/2020 तक ब्याज की वर्तमान दर 7.1% है।
मैं अपना मोबाइल नंबर कैसे बदल सकता हूं, जो पहले से ही जीपीएफ ई-स्टेटमेंट प्राप्त करने के लिए पंजीकृत है?
इस कार्यालय की वेबसाइट में लॉगइन करने के बाद आप प्रोफाइल सेक्शन में अपना मोबाइल नंबर बदल सकते हैं।
यदि मेरा ऑन-लाइन जीपीएफ खाता बंद हो जाता है या मैं अपना पासवर्ड भूल जाता हूं तो क्या किया जाना है?
अपने पंजीकृत मोबाइल में एक नया पासवर्ड प्राप्त करने के लिए आप इस कार्यालय के वेबसाइट http://www.agodisha.gov.in में उपलब्ध forget password पर क्लिक कर सकते हैं ।
अगर महालेखाकार कार्यालय के जीपीएफ डाटाबेस में मेरी जन्मतिथि उपलब्ध नहीं है/गलत नाम है तो मैं क्या कर सकता हूं?
महालेखाकार कार्यालय के जीपीएफ डाटाबेस में जिन उपभोक्ताओं की जन्म तिथि उपलब्ध नहीं है और/या नाम गलत है, उन्हें जन्म तिथि/नाम के साक्ष्य हेतु आवश्यक दस्तावेज जैसे सेवा पुस्तिका के पहले पृष्ठ की प्रति अपने डीडीओ के माध्यम से प्रधान महालेखाकार (ले/हक) ओडिशा के कार्यालय को अग्रेषित करने होंगे ।
मैं अपने जीपीएफ खाते में पड़े शेष राशि कैसे जान सकता हूं?
इस कार्यालय ने ओडिशा राज्य सरकार के सभी उपभोक्ताओं के लिए जीपीएफ ई-स्टेटमेंट और पुश एसएमएस सेवा शुरू की है, जो 2012-13 के लिए वार्षिक विवरण से शुरू होती है जिसे हमारी वेबसाइट http://www.agodisha.gov.in के माध्यम से पहुंचा जा सकता है। विवरण को केवल नए पंजीकरण के बाद ही देखा/डाउनलोड किया जा सकता है। नए पंजीकरण पर उपभोक्ता को अनिवार्य रूप से अपना मोबाइल नंबर पंजीकृत करना होगा तथा प्रारूप (PWO67476) में जीपीएफ खाता संख्या एवं प्रारुप (dd/mm/yyyy) में जन्म तिथि (जैसे 02/06/1982) देना होगा । इस प्रणाली में पंजीकृत मोबाइल में एक वेरिफिकेशन कोड मिलेगा, जिसे उपभोक्ता को दर्ज करना होगा। इसके बाद प्रणाली के द्वारा पंजीकृत मोबाइल पर वन टाइम पासवर्ड (ओटीपी) भेजा जाएगा।. सफल पंजीकरण के बाद उपभोक्ता को यूजर आईडी के जगह अपना पूरा जीपीएफ खाता संख्या एवं पासवर्ड के जगह ओटीपी दर्ज करना होगा ताकि वह वार्षिक विवरण तक पहुंचने के लिए अपना पासवर्ड बदल सके । इसके अलावा उपभोक्ता इस कार्यालय द्वारा सदस्यता या निकासी दर्ज करते ही एसएमएस के माध्यम से मासिक अद्यतन प्राप्त कर सकते हैं. ऑनलाइन पंजीकरण में किसी तरह की समस्या होने पर उपभोक्ता अपने डीडीओ से सहायता प्राप्त कर सकता है।
जीपीएफ़ अभिदाता को अंतिम भुगतान प्राधिकरण की सूचना देने की प्रक्रिया क्या है?
अंतिम भुगतान के प्राधिकरण के बारे में सूचना एसएमएस और डाक के माध्यम से जीपीएफ़ अभिदाता को भेजी जाती है।
यदि महालेखाकर (ले.व ह.), गुजरात के कार्यालय से प्रेषण के बाद मेरा जीपीएफ प्राधिकरण किसी भी अवस्था में या किसी भी स्तर पर खो जाएँ तो क्या होगा?
जीपीएफ अभिदाता संबंधित ड्राइंग और डिसबर्सिंग ऑफिसर के पास अंतिम भुगतान प्राधिकरण का मामला उठा सकता है। डीडीओ के अनुरोध पर और संबंधित ट्रेजरी ऑफिस से गैर-भुगतान प्रमाणपत्र प्राप्त करने पर, यह कार्यालय डुप्लिकेट अंतिम भुगतान प्राधिकरण जारी करेगा
महालेखाकार कार्यालय (ले.एवं ह.) द्वारा रखे गए खातों में किसी भी अतिरिक्त / कमी के लिए अभिदाता किस तरह से जिम्मेदार है?
लेखांकन में त्रुटियों के होने से इंकार नहीं किया जा सकता है। गुजरात सामान्य भविष्य निधि नियम के तहत अभिदाता का कर्तव्य है कि रसीद की तारीख से तीन महीने के भीतर खाता विवरण में पाए गए किसी भी अतिरिक्त / कम क्रेडिट को इंगित करे।
अंतिम भुगतान मामलों में किस तारीख तक ब्याज की अनुमति है?
यदि ग्राहक तीन साल की निर्धारित समय सीमा के भीतर अंतिम भुगतान के लिए आवेदन करता है और अंतिम भुगतान प्राधिकरण महीने की 15 तारीख से पहले हस्ताक्षरित किया जाता है, तो महालेखाकार कार्यालय (ले.एवं ह.) के लेखा अधिकारी द्वारा प्राधिकरण के लिए हस्ताक्षर करने की तारीख से पहले महीने तक ब्याज की अनुमति दी जाती है। । यदि महीने के 15 तारीख के बाद अंतिम भुगतान प्राधिकरण पर हस्ताक्षर किए जाते हैं, तो महीने के आखिरी तक ब्याज की अनुमति दी जाती है।
क्या सामान्य भविष्य निधि खाते से आंशिक-अंतिम निकासी या गैर वापसी योग्य अग्रिम को महालेखाकार कार्यालय द्वारा स्वीकृत किया जा सकता है?
नहीं, जीपीएफ क्रेडिट / डेबिट के लेखा-जोखा और सेवानिवृत्ति के बाद अंतिम भुगतान के प्राधिकरण को छोड़कर, सामान्य भविष्य निधि खाते से अंशकालिक-अंतिम निकासी या गैर वापसी योग्य अग्रिम आहरण और संवितरण अधिकारी द्वारा अनुमोदित किया जा सकता है।
यदि मुझे अपने जीपीएफ खाते में कुछ मिसिंग क्रेडिट्स की जानकारी ध्यान में आए तो क्या किया जाए?
जीपीएफ़ अभिदाता अपने मामले को मिसिंग क्रेडिट के बारे में पूरी जानकारी देते हुए जैसे कि शेड्यूल के साथ-साथ क्रेडिट का महीना, ट्रेजरी का नाम, ट्रेजरी वाउचर नंबर और बिल्स की डुप्लिकेट कॉपी ड्राइंग एंड डिस्बर्सिंग ऑफिसर के माध्यम से पेश कर सकते हैं ताकि आपके मिसिंग क्रेडिट का यह कार्यालय पता लगाने और समायोजित करने में सक्षम हो सके।
ब्याज की गणना कैसे की जाती है?
ब्याज की गणना सदस्यता के उत्तरगामी महीने से की जाती है और इसे वित्तीय वर्ष के अंत में जीपीएफ़ खाते में जोड़ा जाता है।
जीपीएफ सदस्यता पर ब्याज दर क्या है?
जीपीएफ ब्याज की गणना के लिए, गुजरात सरकार भारत सरकार द्वारा समय-समय पर घोषित ब्याज दर को अपनाती है। ब्याज की वर्तमान दर 04/2020 से 06/2020 तक 7.1% है।
क्या मैं अपना मोबाइल नंबर बदल सकता हूं, जो पहले से ही जीपीएफ ई-स्टेटमेंट और एसएमएस प्राप्त करने के लिए पंजीकृत है?
हां, जीपीएफ अभिदाता गुजरात के महालेखाकार (ले.एवं ह.) को डीडीओ के माध्यम से आवेदन अग्रेषित करके मोबाइल नंबर बदल सकते हैं।
यदि मेरा खाता गलत पासवर्ड के कारण अवरुद्ध हो गया है, तो मेरे पासवर्ड को पुनर्प्राप्त करने के लिए क्या प्रक्रिया है?
सब्सक्राइबर वेबसाइट https://egpf.cag.gov.in/ पर उपलब्ध फोरगेट पासवर्ड की सुविधा का लाभ उठा सकते हैं।
यदि महालेखाकार (ले.व ह.), गुजरात के कार्यालय के जीपीएफ़ डेटाबेस में मेरी जन्मतिथि उपलब्ध नहीं है/ नाम गलत है, तो मैं क्या कर सकता हूं?
जीपीएफ़ अभिदाता अपने डीडीओ के माध्यम से महालेखाकार कार्यालय (ले. व ह.) गुजरात को जन्म-तिथि / सही नाम के सत्यापन के लिए सेवा पुस्तिका के पहले पृष्ठ की प्रतिलिपि जैसे आवश्यक दस्तावेजी साक्ष्य के साथ लिखित आवेदन अग्रेषित कर सकता है।
मैं अपने जीपीएफ खाते में शेष राशि की स्थिति कैसे जान सकता हूं?
इस कार्यालय ने गुजरात सरकार के सभी अभिदाताओं के लिए जीपीएफ़ ई-स्टेटमेंट और एसएमएस सेवा शुरू की है, जीपीएफ़ वार्षिक विवरण 2004-05 से पंजीकृत जीपीएफ़ अभिदाताओं द्वारा https://egpf.cag.gov.in/ पर देखा/ डाउनलोड/ मुद्रित किया जा सकता है। जीपीएफ़ अभिदाता जीपीएफ़ अकाउंट नंबर, जन्म तिथि और मोबाइल नंबर का विवरण प्रदान करके पोर्टल पर रजिस्टर कर सकते हैं। इस कार्यालय द्वारा एसएमएस के माध्यम से जीपीएफ़ सदस्यता या आहरण का मासिक अपडेट भेजा जाता है। जीपीएफ़ अकाउंट बैलेंस की स्थिति को कार्यालय की वेबसाइट http://agguj.cag.gov.in/gpf_status_new.aspx से जाना जा सकता है।
महालेखाकार कार्यालय द्वारा आवंटित मेरा पासवर्ड / पिन कैसे बदलें?
कर्मचारियों के पेज के लिए जीपीएफ की जानकारी पर आवश्यक जानकारी सबमिट करने के बाद, व्यक्तिगत सब्सक्राइबर को वर्षों के विनिर्देश पृष्ठ पर लॉग इन किया जाता है। इस पृष्ठ के शीर्ष दाएं कोने पर एक टैब बदलें आपका पासवर्ड इस उद्देश्य के लिए प्रदान किया गया है।
वार्षिक जीपीएफ स्टेटमेंट एजी (एचपी) वेबसाइट पर उपलब्ध है?
हां, वर्तमान के लिए स्थिति / विवरण के साथ दो पिछले वित्तीय वर्षों के लिए वार्षिक जीपीएफ विवरण वेबसाइट पर उपलब्ध है।
अगर किसी को मेरा पासवर्ड पता है, तो क्या वह मेरे जीपीएफ खाते से कोई पैसा निकाल सकता है?
जैसे ही आपको इस तथ्य के बारे में पता चलेगा, यह आपके हित में होगा कि दोनों जीपीएफ की जानकारी हासिल करने में भविष्य की असुविधा से बचने के लिए दोनों प्रणालियों यानी वेबसाइट और इंटर-एक्टिव वॉयस रिस्पांस सिस्टम (आईवीआरएस) पर तुरंत पासवर्ड बदलें।
आपके कार्यालय को जवाब देने के लिए कितना समय चाहिए?
दर्ज की गई शिकायत की प्रकृति पर निर्भर करता है, लेकिन हम शिकायत को दर्ज करने की तारीख से एक महीने के भीतर शिकायत के निपटारे के लिए हर संभव प्रयास करते हैं।
क्या मैंने आपके कार्यालय की वेबसाइट को अधिक उपयोगकर्ता के अनुकूल बनाने या बेहतर बनाने के लिए कोई सुझाव दिया है?
हां, सुझावों का हमेशा स्वागत है
मैं अपनी शिकायत / शिकायत महालेखाकार कार्यालय में कैसे प्रस्तुत कर सकता हूं और बाद में अपनी शिकायत या प्रश्न का उत्तर मांग सकता हूं?
अपनी शिकायत प्रस्तुत करने के लिए मुख पृष्ठ पर एक टैब का उद्देश्य प्रदान किया गया है। सबमिट टैब पर माउस के बाएं क्लिक पर, सिस्टम द्वारा आपकी शिकायत पर एक संदर्भ संख्या की आपूर्ति की जाती है। आप अपनी स्थिति की जाँच करें टैब के तहत इस संदर्भ संख्या को भरकर अपनी शिकायत की स्थिति / उत्तर की जांच कर सकते हैं। शिकायत में आपके व्यक्तिगत ई-मेल पते या टेलीफोन नंबर का उल्लेख करना, आपकी शिकायतों / शिकायतों के त्वरित निपटान में हमारी मदद करेगा।
सिस्टम "INVALID DATA" टिप्पणी क्यों दिखाता है, हालांकि मैंने सही श्रृंखला कोड दर्ज किया है। GPF ए / सी नंबर और पासवर्ड?
कीबोर्ड पर एंटर या रिटर्न कुंजी दबाने के बजाय, पासवर्ड / कर्मचारी पिन टैब के नीचे दिए गए सबमिट टैब पर माउस के साथ बाएं-क्लिक करें, आपको GPF स्थिति के बारे में जानकारी लेने की अनुमति देगा।
एजी (एचपी) कार्यालय ने मुझे एक पिन (सीक्रेट नंबर / पासवर्ड) दिया। यह मेरे GPF खाते तक पहुँचने के लिए काम नहीं करता / करती है।
जीपीएफ के ग्राहक। जिन लोगों को इस कार्यालय द्वारा पासवर्ड / पिन आवंटित किया गया है, उन्हें सलाह दी जाती है कि वे अपना पिन किसी को भी न बताएं, क्योंकि पिन बदलने की सुविधा का दूसरे व्यक्ति द्वारा पासवर्ड बदलने के लिए दुरुपयोग किया जा सकता है, जिससे मूल ग्राहक के लिए उसका उपयोग करना असंभव हो जाता है जीपीआई की स्थिति} इसके अलावा, यदि कोई ग्राहक अपने पिन को sheebsite पर बदलता है, तो उसे IV RS पर पिन बदलने की सलाह दी जाती है। ताकि पासवर्ड भूल जाने की स्थिति में, यह कार्यालय उन्हें परिवर्तित पासवर्ड आसानी से उपलब्ध करा सके।
मेरा सामान्य भविष्य निधि खाता विवरण दो महीने पुराना क्यों दिखाता है वह आज तक का विवरण क्यों नहीं दिखता है?
इस कार्यालय की वेबसाइट पर सामान्य भविष्य निधि डेटा (सदस्यता / धनवापसी / निकासी आदि) की मेजबानी करने से पहले, इस कार्यालय को विभिन्न प्रक्रियाएँ शुरू करनी होती हैं: अनुसूची की रसीदें विभिन्न कोषागार बनाती हैं, वाउचर / शेड्यूल का संकलन, डेटा प्रविष्टि और इसकी मासिक मान्यता, निकालने और एनआईसी सर्वर के साथ संगतता की तलाश करने और एनआईसी सर्वर को डेटा निर्यात करने के लिए इस कार्यालय सर्वर से डेटा का रूपांतरण, जहां यह डेटा अंततः होस्ट किया गया है। ये गतिविधियां लगभग तीन महीने का समय लेती हैं और इसलिए नवीनतम संभावित डेटा चालू माह से चौथे पिछले महीने के लिए है।
What is the procedure to be followed to rectify errors in name and date of birth ?
If any subscriber sees any mistake in his/her date of birth, and name etc. he/she can forward application to A.G. Office with certified copy of his/her High school certificate through DDO for correction in date of birth and name.
How to adjust missing credits ?
If any subscriber finds missing credits and any other discrepancy in his/her GPF account, he/she can forward application to Office of the Accountant General through DDO with certified copy of GPF passbook for correction/adjustment.
What is the system of recovery in case of overdrawal from GPF account ?
In case a subscriber is found to have drawn from the fund an amount in a excess of the amount standing to his credit on the date of the drawal, the overdrawn amount, irrespective of whether the overdrawal occurred in the course of an advance or a withdrawal on final payment from the fund, shall be repaid by him with interest 2 1/2% over and above the normal rate of Provident Fund. In case the subscriber is still in service, the amount shall ordinarily be repaid by him or recovered from him in one lump sum, but if the total amount to be recovered is more than half of the subscriber's emoluments, the recovery may be made in monthly installments as may be determined, taking into consideration the period left before the retirement of the subscriber. In case, a subscriber is no longer in service, the entire amount with interest shall be repaid by him or recovered from him in one lump sum. In all cases of the overdrawals where the overdrawn amount or a part thereof, with interest, cannot be recovered by other means, it shall be recovered as arrears of land revenue.
How much interest is payable on balances of GPF after superannuation?
Subscriber is required to submit, an application (Form 425-A) to the DDO in triplicate, one for payment of 90 percent of balance in the GPF Pass book and the other for the residual amount, within six months prior to the date of retirement in case of retirement on superannuation and within one month from the date on which the amount became payable in other cases.
Interest shall be payable end of the month preceding that in which the payment is authorized. Provided that where the application required for payment is submitted complete in all respects to the Head of Office or Department, whose duty is to forward the same to the Account Officer, after the expiry of six months from the date the amount claimed became payable, interest shall be payable only up to the end of the month preceding that in which the payment is authorised or up to the end of the twelfth month after the month in which such amount become payable, whichever is earlier. Where it is proved to the satisfaction of the Head of Office or Department concerned that the submission of the said application was delayed by circumstances beyond the control of the applicant the restriction of this provision shall not apply.
Interest shall be payable end of the month preceding that in which the payment is authorized. Provided that where the application required for payment is submitted complete in all respects to the Head of Office or Department, whose duty is to forward the same to the Account Officer, after the expiry of six months from the date the amount claimed became payable, interest shall be payable only up to the end of the month preceding that in which the payment is authorised or up to the end of the twelfth month after the month in which such amount become payable, whichever is earlier. Where it is proved to the satisfaction of the Head of Office or Department concerned that the submission of the said application was delayed by circumstances beyond the control of the applicant the restriction of this provision shall not apply.
How to rectify error in GPF Pass Book ?
The Pass Book is the primary document. If reconciled annually rectification matters should not arise (at all,) at the time of 10% final payment after retirement. Hence, all efforts for correct maintenance should be done by the subscriber and the DDO. The subscriber should point out any error or omission in the Pass Book to the concerned D.D.O. before sign the Pass Book for rectification.
How to get a copy of G.P.F. Pass Book?
The subscribers are entitled to get a copy of their Pass Book from their D.D.O. by depositing the prescribed fees.
How to ensure correct maintenance of G.P.F. Pass Book?
The Pass Book is maintained by the subscriber's D.D.O. In case of transfer, it will be forwarded to that office along with the subscriber's L.P.C.
1. Verify the Pass Book annually.
2. Ensure that all subscriptions, recovery of advance, temporary advances and withdrawal taken by the subscriber is correctly entered.
3. All columns of the Pass Book are correctly filled in and certified by the relevant D.D.O. of that posting (separately for debit and credit both) and closing is done properly.
4. There is no cutting, erasing, overwriting in the Pass Book and corrections are properly attested by D.D.O.
5. Only then the Pass Book may be signed in token of its annual verification.
1. Verify the Pass Book annually.
2. Ensure that all subscriptions, recovery of advance, temporary advances and withdrawal taken by the subscriber is correctly entered.
3. All columns of the Pass Book are correctly filled in and certified by the relevant D.D.O. of that posting (separately for debit and credit both) and closing is done properly.
4. There is no cutting, erasing, overwriting in the Pass Book and corrections are properly attested by D.D.O.
5. Only then the Pass Book may be signed in token of its annual verification.
How to ensure that recovery is made against correct account ?
Verify frequently that only the correct account number is given in the G.P.F. schedule prepared by the concerned D.D.O.
How to deposit subscription if posted in Foreign Service?
If posted in Uttarakhand, the amount should be deposited in State Bank of India through Treasury Challan with complete details like GPF Account No., Name of Subscriber, etc.
If posted outside Uttarakhand, the amount should be forwarded to Accounts Officer, office of Accountant General (A&E), Uttarakhand through a bank draft of the State Bank of India accompanied by complete details in schedule as well as in the back of the bank draft itself.
If posted outside Uttarakhand, the amount should be forwarded to Accounts Officer, office of Accountant General (A&E), Uttarakhand through a bank draft of the State Bank of India accompanied by complete details in schedule as well as in the back of the bank draft itself.
What is the amount of subscription?
The amount should not be less than 10 percent of the basic pay and not more than the amount of the basic pay.
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WHAT IS THE PROCEDURE OF CONVERSION OF AN ADVANCE TO PART FINAL WITHDRAWAL?
A subscriber may, at his discretion by written request, convert the balance outstanding under a temporary advance into a part-final withdrawal after satisfying conditions laid down in Rules 15-A to 15-I.
एसएमएस अलर्ट के लिए पंजीकृत मोबाइल नंबर को मैं कैसे बादल सकता हूँ?
जीपीएफ़ अकाउंट नंबर सहित आप अपना नया मोबाइल नंबर और नाम (वर्ग डी के अलावा) या तो टेलीफोन (033-2213-8189) पर अथवा मेल (मेल आईडी : edpfnd-agae-wb@nic.in) के माध्यम से या पोस्ट के द्वारा प्रधान महालेखाकार का कार्यालय (ले एवं ह), 8, किरण शंकर रॉय रोड, जी आई प्रेस बिल्डिंग, कोलकाता- 700001 बदल सकते हैं।
मैं अपनी जन्म तिथि, मोबाइल नंबर, कर्मचारी आईडी और ई मेल आईडी को कैसे पंजीकृत कर सकता हूँ?
जीपीएफ़ अकाउंट नंबर सहित आप अपनी जन्म तिथि, मोबाइल नंबर कर्मचारी आईडी और ई मेल आईडी आदि को (वर्ग डी के अलावा) या तो टेलीफोन (033-2213-8189) पर अथवा मेल (मेल आईडी : edpfnd-agae-wb@nic.in) के माध्यम से या पोस्ट के द्वारा प्रधान महालेखाकार का कार्यालय (ले एवं ह), 8, किरण शंकर रॉय रोड, जी आई प्रेस बिल्डिंग, कोलकाता- 700001 में पंजीकृत करा सकते हैं।
ई-जीपीएफ सिस्टम का उपयोग कैसे करें?
सिस्टम में लॉगिन करने के लिए, सब्सक्राइबर को पहले सब्सक्राइबर लॉगिन बटन का चयन करना होगा, फिर जीपीएफ सीरीज का नाम चुनें और जीपीएफ खाता संख्या, जन्म तिथि और छवि कोड दर्ज करें और सबमिट का बटन दबाएं।
यदि मैं अपने जीपीएफ़ खाते में मिसिंग क्रेडिट देखता हूँ तो क्या करना चाहिए ?
आप आहरण और संवितरण अधिकारी (डीडीओ) को मिसिंग क्रेडिट की पूरी जानकारी देकर अपने मामले का प्रतिनिधित्व कर सकते हैं जैसे क्रेडिट का महिना, ट्रेजरी का नाम, ट्रेजरी वाउचर (टीवी) संख्या और तिथि सहित डुप्लिकेट प्रतिलिपि के साथ शिड्यूल की पूरी जानकारी दे अपने लापता क्रेडिट का पता लगाने और समायोजन के लिए अकाउंटेंट जनरल ऑफिस को सक्षम करें।
क्या ग्राहक सिर्फ अपने परिवार के सदस्यों को ही नामांकित कर सकता है ?
हाँ, अगर उसके पास एक परिवार है।
क्या ग्राहक एक से अधिक व्यक्ति को नामांकित कर सकता है?
हां, लेकिन उसे प्रत्येक नामांकित व्यक्ति को देय शेयर निर्दिष्ट करना चाहिए ताकि उसकी क्रेडिट की सारी राशि को कवर किया जा सके।
सदस्यता के बकाया की कटौती कैसे होगी ?
सदस्य द्वारा या तो बकाया का भुगतान को अथवा जैसे सक्षम प्राधिकारी द्वारा तय किए गए किश्तों के अनुमोदन के रूप में दिया जाये।
किन अवसरों पर सदस्यता में कटौती नहीं होगी?
निलंबन के दौरान , अर्ध-वेतन पर छुट्टी के दौरान , मृत्यु अवधि के रूप में इलाज की अवधि के दौरान , सेवा से अधिवर्षिता के तीन माह पूर्व ।
क्या ग्राहक अपनी सदस्यता बदल सकता है?
जीपीएफ़ के लिए वर्ष में एक बार (6 % से कम नहीं) सदस्यता घटाई जा सकती है और दो बार बढ़ाई जा सकती है (परिलब्धियां के100% से अधिक नहीं) ।
सदस्यता की अधिकतम राशि क्या है?
पिछले वर्ष के 31 मार्च को आहरित वेतन का 100%।
सदस्यता की न्यूनतम राशि क्या है?
पिछले वर्ष के 31 मार्च को आहरित वेतन का 6%।
क्या महालेखाकार मेरे जीपीएफ़ अकाउंट से अंश- मूल आहरण या अप्रतिदेय अग्रिम की मंजूरी देंगे?
नहीं, सेवानिवृत्ति के बाद अंतिम भुगतान की अकाउंटिंग और प्राधिकरण के अलावा, अन्य मामलें आहरण और संवितरण अधिकारी (डीडीओ)/ विभागध्यक्ष द्वारा तय किए जाते हैं।
जीपीएफ के अंतिम निकासी के लिए आवेदन कैसे करें?
अधिवर्षिता, वीआरएस के लिए 10ए फॉर्म, मृत्यु मामलों के लिए 10बी फॉर्म। अधिवर्षिता/ मृत्यु की तिथि से दो महीने के भीतर ही फॉर्म को ग्राहक/ दावेदार के हस्ताक्षर सहित महालेखाकार को कार्यालय प्रमुख/ कार्यालय अध्यक्ष के आवश्यक दस्तावेजों/ प्रमाणपत्रों सहित अग्रेषित किया जाये।
अंतिम भुगतान मामलों में किस तारीख तक ब्याज के भुगतान की अनुमति है?
उस माह को छोड़कर महीने के अंत तक ब्याज की अनुमति है जिसमें लेखा अधिकारी अंतिम भुगतान प्राधिकरण पर हस्ताक्षर करता है।
जब मेरी संपूर्ण अग्रिम राशि वापस मिल गई है तो विभाग को गुम होने वाली डेबिट का विवरण क्यों मांगा जा रहा है?
GPF अग्रिम की धनवापसी के कारण ग्राहकों से वसूल की गई GPF राशि बाद में ग्राहकों को GPF खाते में जमा कर दी जाती है। हालाँकि, अग्रिम राशि के विरूद्ध डेबिट का उसके खाते में खाता नहीं था। इसलिए डीडीओ से अनुरोध किया जाता है कि रिटायरमेंट के बाद अपने अंतिम भुगतान मामले को संसाधित करने में जटिलताओं से बचने के लिए ट्रेजरी, एडवांस का महीना, ट्रेजरी वाउचर नंबर और ट्रेजरी वाउचर की तारीख का ब्योरा दें और सब्सक्राइबर के लाईसेंजर को सही करें।
मेरे द्वारा लिया गया पूरा अग्रिम मासिक किस्तों में वसूल किया गया है फिर मेरा GPF खाता उसके बावजूद लापता डेबिट क्यों दिखाता है?
जीपीएफ अग्रिम की धनवापसी के बाद आपके वेतन बिल से बरामद जीपीएफ राशि बाद में केवल आपके जीपीएफ खाते में जमा की गई है। हालांकि, अग्रिम राशि के बदले में डेबिट का आपके खाते में रिकॉर्ड नहीं था। आपसे अनुरोध है कि सेवानिवृत्ति के बाद अपने अंतिम भुगतान मामले को संशोधित करने में जटिलताओं से बचने के लिए ट्रेजरी, अग्रिम माह, ट्रेजरी वाउचर संख्या और ट्रेजरी वाउचर की तारीख का विवरण प्रस्तुत करें।
मेरा नाम / खाता संख्या GPF स्लिप में गलत तरीके से दिखाया गया है। मैं इसे कैसे ठीक कर सकता हूं?
आप अपने डीडीओ के माध्यम से इस कार्यालय को सही GPF श्रृंखला, खाता संख्या और विसंगति के विवरण बताते हुए पत्र लिख सकते हैं।
सेवा में रहते हुए GPF ग्राहक की मृत्यु होने की स्थिति में आश्रितों को GPF अंतिम राशि का भुगतान कैसे किया जाता है?
जीपीएफ ग्राहक की मृत्यु की स्थिति में, नामांकित / आश्रित को जीपीएफ ग्राहक की मृत्यु प्रमाण पत्र की एक प्रति के साथ फॉर्म सी में आवेदन को डीडीओ के पास जमा करना होता है। यह कार्यालय आपके डीडीओ से अंतिम निकासी के लिए विधिवत पूर्ण आवेदन प्राप्त होने के बाद एक महीने के भीतर जीपीएफ संतुलन को अधिकृत करेगा।
अपनी सेवानिवृत्ति के बाद मुझे अपना जीपीएफ अंतिम राशि कब मिल सकती है?
आपको निर्धारित फॉर्म में अंतिम भुगतान के लिए आवेदन भरना होगा और अपनी सेवानिवृत्ति से कम से कम छह महीने पहले अपना डीडीओ जमा करना होगा। यह कार्यालय आपके डीडीओ से अंतिम रूप से वापस लेने के लिए विधिवत रूप से भरे गए आवेदन की प्राप्ति के बाद एक महीने के भीतर आपके जीपीएफ बैलेंस को अधिकृत करेगा।
GPF स्लिप में मेरा बैलेंस गलत दिखाया गया है। मैं इसे कैसे ठीक कर सकता हूं?
आप अपने डीडीओ के माध्यम से इस कार्यालय को सही GPF श्रृंखला, खाता संख्या और विसंगति के विवरण बताते हुए पत्र लिख सकते हैं।
मैं सिस्टम के माध्यम से अपना GPF स्लिप कैसे डाउनलोड कर सकता हूं?
आप हमारी वेब-साइट https://agmaha.cag.gov.in/gpfnagv1.htm से GPF पर्ची डाउनलोड कर सकते हैं। GPF खाता विवरण विकल्प पर क्लिक करें। जीपीएफ श्रृंखला और खाता संख्या का विवरण दर्ज करें। केप्चा भरे। Validate बटन दबाएं और सबमिट करें। अपनी स्क्रीन पर प्रदर्शित होने पर आप GPF स्लिप को डाउनलोड या प्रिंट कर सकते हैं।
मेरा डीओबी मेरे जीपीएफ अकाउंट स्लिप में गलत दर्ज है, मैं इसे कैसे सही कर सकता हूं?
आप इसे IFMS वेबसाइट के सेवार्थ पोर्टल में अपने डीडीओ के साथ ठीक करवा सकते हैं। एजी ऑफिस, डायरेक्टर ऑफ एकाउंट्स एंड ट्रेजरी ऑफिस से डेटा लॉग की प्राप्ति पर जन्मतिथि को अपने आप सही कर देगा।
मेरे GPF खाते में मिसिंग क्रेडिट क्यों हैं, हालांकि सदस्यता, नियमित रूप से वेतन बिलों से कटौती की जाती है?
यह गलत GPF खाता संख्या के कारण हो सकता है। आपके DDO द्वारा GPF अनुसूचियों में उद्धृत। यह किसी अन्य डीडीओ / लेखा सर्कल में आपके स्थानांतरण के कारण भी हो सकता है। अपने डीडीओ कार्यालय में अपने प्रशासनिक अधिकारी से संपर्क करके इसे ठीक करवाएं।
मुझे अपना GPF स्लिप नहीं मिला है। मुझे डुप्लीकेट पर्ची कैसे मिल सकती है?
यह कार्यालय आमतौर पर हर साल जुलाई के अंतिम सप्ताह तक महाराष्ट्र के सभी डीडीओ को GPF स्लिप भेजता है। GPF स्लिप प्राप्त करने के लिए आप अपने DDO ऑफिस में अपने प्रशासनिक अधिकारी से संपर्क कर सकते हैं। आप हमारे साथ पंजीकरण करने के बाद हमारी वेब साइट से जीपीएफ पर्ची भी डाउनलोड कर सकते हैं।
How GPF account number can be allotted?
The application should reach the O/o the Accountant General (A&E), Uttarakhand through the applicant's D.D.O., in the prescribed proforma well before the applicant completes one year of service.
How to use on-line services ?
GPF on-line Service:
Step 1 : Go to on-line GPF Menu
Step 2 : Select GPF Series (example: IRRIUA for Irrigation)
Step 3 : Enter your GPF number (example: 41634)
Step 4 : Enter Personal Identification Number
(This PIN has already been sent to all DDOs. You can also get
your PIN by entering your Date of birth in the format dd-mmm-yy e.g. 01-Jun-60)
Step 5 : Enter the MD 5 encryption
Step 6. Click Generate OTP
Step 7. Enter your OTP number and Press login
2. Register for SMS Service:
Subscribers have to send a verified letter from their DDOs to this office for registering their mobile number.
3. GPF Pull Short Message Service:
Step 1 : To know Current Status:
Type GPFUKCURRENTGPF Series and
Number (Without any space)
Example: GPFUK CURRENT IRRIU41634
Step 2 : To know Debit Status:
Type GPFUKDEBITGPF Series and
Number (Without any space)
Example: GPFUK DEBIT IRRIU41634
Step 3 : To know Missing Status:
Type GPFUKMISSINGGPF Series and
Number (Without any space)
Example: GPFUK MISSING IRRIU41634
Send your SMS to 07738299899
4. KNOW YOUR PIN NO.
Go to our official Website i.e. www.agua.cag.gov.in
Click on GPF Online at our Website’s Home page
Subscriber login window will appear on the screen. Click on Know Your PIN No.
Now, Know Your PIN No. window will appear on the screen where you will get three drop down fields namely: -
a) GPF Series
b) GPF Number
c) Date of Birth in the format dd-mmm-yy e.g. 01-Jun-60.
5. Fill up the correct information in the above three fields then submit. You would definitely get the requisite information regarding your PIN No. otherwise, incorrect information would give INVALID ENTRY.
5. CHANGE YOUR GPF PIN NO
After login in your GPF Account Enter Change Pin
Step 1. Enter Current Pin.
Step 2 Enter New Pin.
Step 3. Enter Retype Pin.
Step 4. Click Change.
Step 1 : Go to on-line GPF Menu
Step 2 : Select GPF Series (example: IRRIUA for Irrigation)
Step 3 : Enter your GPF number (example: 41634)
Step 4 : Enter Personal Identification Number
(This PIN has already been sent to all DDOs. You can also get
your PIN by entering your Date of birth in the format dd-mmm-yy e.g. 01-Jun-60)
Step 5 : Enter the MD 5 encryption
Step 6. Click Generate OTP
Step 7. Enter your OTP number and Press login
2. Register for SMS Service:
Subscribers have to send a verified letter from their DDOs to this office for registering their mobile number.
3. GPF Pull Short Message Service:
Step 1 : To know Current Status:
Type GPFUK
Number (Without any space)
Example: GPFUK CURRENT IRRIU41634
Step 2 : To know Debit Status:
Type GPFUK
Number (Without any space)
Example: GPFUK DEBIT IRRIU41634
Step 3 : To know Missing Status:
Type GPFUK
Number (Without any space)
Example: GPFUK MISSING IRRIU41634
Send your SMS to 07738299899
4. KNOW YOUR PIN NO.
Go to our official Website i.e. www.agua.cag.gov.in
Click on GPF Online at our Website’s Home page
Subscriber login window will appear on the screen. Click on Know Your PIN No.
Now, Know Your PIN No. window will appear on the screen where you will get three drop down fields namely: -
a) GPF Series
b) GPF Number
c) Date of Birth in the format dd-mmm-yy e.g. 01-Jun-60.
5. Fill up the correct information in the above three fields then submit. You would definitely get the requisite information regarding your PIN No. otherwise, incorrect information would give INVALID ENTRY.
5. CHANGE YOUR GPF PIN NO
After login in your GPF Account Enter Change Pin
Step 1. Enter Current Pin.
Step 2 Enter New Pin.
Step 3. Enter Retype Pin.
Step 4. Click Change.
Can any amount other than subscriptions and refund be credited to the GPF?
Unless specifically provided for by the Government no amounts like Leave Salary Encashment, Pay Arrears etc., can be credited to the GPF.
What are the Heads of Account under which GPF transactions are accounted?
KGPF AISPF HIGH COURT JUDGES
8009- STATE PF 8009- STATE PF 8658 – SUSPENSE
01 – CIVIL 01 – CIVIL 101 – PAO SUSPENSE
101-GENERAL PROVIDENT FUND 101-GENERAL PROVIDENT FUND DEPARTMENT OF LEGAL AFFAIRS NEW DELHI.
8009- STATE PF 8009- STATE PF 8658 – SUSPENSE
01 – CIVIL 01 – CIVIL 101 – PAO SUSPENSE
101-GENERAL PROVIDENT FUND 101-GENERAL PROVIDENT FUND DEPARTMENT OF LEGAL AFFAIRS NEW DELHI.
What are the certificates to be furnished by the Heads of departments?
The Head of Department has to give the details of all the Temporary Advances drawn and Withdrawals made from the Fund during last 12 months immediately preceding the date of retirement / death /resignation / discharge / dismissal .
The Last Fund Deduction details have also to be furnished.
The Last Fund Deduction details have also to be furnished.
What is the procedure for final withdrawal of accumulation in the Fund?
The subscriber has to apply on Form 6 (A)/ 6 (B) to the authority competent to sanction final withdrawal (in the event of death of a subscriber, the claimants need to apply on form 6(C)) who in turn will forward the claims to A G’s Office for authorization of payment.
In the case of a Non –Gazetted officer a copy of the letter of authority for payment will be sent to head of the concerned office that will draw the amount from the treasury and disburse it to the concerned person.
In the case of Gazetted Officers, the original letter of authority will be issued to them for drawing the amount from the treasury.
In the case of a Non –Gazetted officer a copy of the letter of authority for payment will be sent to head of the concerned office that will draw the amount from the treasury and disburse it to the concerned person.
In the case of Gazetted Officers, the original letter of authority will be issued to them for drawing the amount from the treasury.
When does GPF amount will become payable?
The GPF amount to the credit of a subscriber becomes finally payable on following occasions: -
a. Retirement on superannuating
b. Death while in service (payable to legal nominees).
c. Dismissal, removal, compulsory retirement or invalidation from service. Provided that a subscriber who has been dismissed or removed from service and is subsequently reinstated in service shall, if required to do so by the Government, repay the amount paid to him with interest thereon at the rate provided in Rule.14.
d.Resignation. Provided that in the event of resignation to take up appointment under another Department of a Government or a body corporate owned or controlled by Government, the balance in the Fund will be transferred if he joins the new post without break and with proper permission of the Government.
e.Voluntary Retirement.
f. When the subscriber is transferred, without any break in service to serve under a body corporate or owned by the Government, the amount of subscriptions together with interest thereon, shall be transferred to his new P.F. Account under that body.
a. Retirement on superannuating
b. Death while in service (payable to legal nominees).
c. Dismissal, removal, compulsory retirement or invalidation from service. Provided that a subscriber who has been dismissed or removed from service and is subsequently reinstated in service shall, if required to do so by the Government, repay the amount paid to him with interest thereon at the rate provided in Rule.14.
d.Resignation. Provided that in the event of resignation to take up appointment under another Department of a Government or a body corporate owned or controlled by Government, the balance in the Fund will be transferred if he joins the new post without break and with proper permission of the Government.
e.Voluntary Retirement.
f. When the subscriber is transferred, without any break in service to serve under a body corporate or owned by the Government, the amount of subscriptions together with interest thereon, shall be transferred to his new P.F. Account under that body.
Can an advance be converted into Partial Final Withdrawal?
Yes, Rules 26, 27 and 27-A of the KGPF Rules provide for conversion of the Temporary GPF Advances drawn into PFW.
What are the purposes for which PFW is allowed?
PFW is permissible for the following purposes: -
a. For building, acquisition, reconstruction, or redemption of own house
b. For purchase of house sites
c. For meeting the cost of higher education
d. For meeting expenditure on marriage purpose
e. For making deposits for booking a Car/Motor Cycle/Scooter/Moped etc.
Note: -Up to 90% of the balance at credit can be drawn as PFW without assigning any reasons, in case it is applied for within twelve months before retirement on superanuation.
Only one withdrawal is permitted for the same purpose
a. For building, acquisition, reconstruction, or redemption of own house
b. For purchase of house sites
c. For meeting the cost of higher education
d. For meeting expenditure on marriage purpose
e. For making deposits for booking a Car/Motor Cycle/Scooter/Moped etc.
Note: -Up to 90% of the balance at credit can be drawn as PFW without assigning any reasons, in case it is applied for within twelve months before retirement on superanuation.
Only one withdrawal is permitted for the same purpose
When and how can a Part Final Withdrawal (PFW) be allowed?
The competent authorities may sanction PFW any time after the subscriber completes twenty years of service or within ten years before retirement, whichever is earlier. An authorization from the Accountant General is necessary for drawing the amount.
How is an advance recovered?
An advance shall be recovered from the subscriber in such number of equal monthly instalments as the sanctioning authority may direct but such number shall not be less than twelve unless the subscriber so elects, or in any case more than forty (Rule 16(1) of KGPF Rules).
There shall be no recovery of any advance during last three months of service of subscribers.
There shall be no recovery of any advance during last three months of service of subscribers.
What are the purposes for which advance from General Provident Fund can be sanctioned?
Advances can be sanctioned to meet the expenditure in connection with: -
a. Medical treatment of the subscriber or his dependant.
b. Obligatory expenses, which by customary usage, the subscriber has to incur in connection with marriages, funerals, First Annual Shraddha ceremonies or other ceremonies of persons actually dependent on the subscriber.
c. Higher education of the subscriber or any person dependent on him provided that the course of study is not less than three years.
d. Legal expenses subject to the conditions specified in Rule.15 A of KGPF Rules.
a. Medical treatment of the subscriber or his dependant.
b. Obligatory expenses, which by customary usage, the subscriber has to incur in connection with marriages, funerals, First Annual Shraddha ceremonies or other ceremonies of persons actually dependent on the subscriber.
c. Higher education of the subscriber or any person dependent on him provided that the course of study is not less than three years.
d. Legal expenses subject to the conditions specified in Rule.15 A of KGPF Rules.
Can a subscriber nominate any person other than a family member ?
At the time of making the nomination, if the subscriber has a family, the nomination cannot be made in favour of any person other than a family member.
If at the time of making the nomination, the subscriber has no family he can make the nomination in favour of a non-family member. Subsequently, if the subscriber acquires a family nomination made in favour of the non family member shall become invalid.
If at the time of making the nomination, the subscriber has no family he can make the nomination in favour of a non-family member. Subsequently, if the subscriber acquires a family nomination made in favour of the non family member shall become invalid.
What is the procedure for filing nominations for new subscribers to General Provident Fund i.e subscribers who have been admitted after the introduction of Compulsory PF?
All GPF nominations of new subscribers should be pasted in the Service Registers (SRs) along with the nomination of Family Pension, DCRG etc., and retained with the respective Departmental officers. (FD 48 Mubani 2001 dated 27.8.2003)
While finalizing death cases of new Subscribers the departmental officers have to forward the respective nominations along with Form 6 ( c).
While finalizing death cases of new Subscribers the departmental officers have to forward the respective nominations along with Form 6 ( c).
Is nomination made by Christian and Mohammedan subscribers in favor of an adopted child acceptable?
No, because such adoption is not recognized under Christian/ Mohammedan Law.
Can a subscriber nominate more than one person?
Yes, but the subscriber should specify the share payable to each nominee in such a manner as to cover the whole of the amount that may stand to his credit in the Fund (Rule 8.2)
Why should a subscriber make a nomination?
By making a nomination in the form set forth in the First Schedule to the KGPF Rules the subscriber can confer on one or more persons the right to receive the amount that may stand to his credit in the Fund in the event of his/her death before the that amount has become payable or having become payable has not been paid (Rule 8.1). The subscriber can cancel a nomination any time by sending a notice in writing to the Accountant General provided that along with such notice a fresh nomination made in accordance with the provisions of relevant rules is also sent.(Rule 8.4)
When can a subscriber stop subscription to the Fund?
Subscriptions to the Fund shall be stopped six months prior to the date of retirement of the subscribers. (Rule 11.5(i)
In the case of Voluntary Retirement, no interest would be admissible, for the period of notice, even if recoveries are made during this notice period. (Letter No. FD 31 APF 83 dated 7.2.85)
Subscription shall be stopped during suspension, and at his option during half pay leave / leave without pay and dies-non (Rule 10(1))
In the case of Voluntary Retirement, no interest would be admissible, for the period of notice, even if recoveries are made during this notice period. (Letter No. FD 31 APF 83 dated 7.2.85)
Subscription shall be stopped during suspension, and at his option during half pay leave / leave without pay and dies-non (Rule 10(1))
How should arrears of subscription be recovered?
If a Government servant fails to subscribe with effect from the date on which he/she is required to join the Fund under Rule 5., the total amount due to the Fund on account of arrears of subscription shall be repaid by him with interest thereon in one lumpsum at the rate of two and half percent over and above the normal rate applicable at the relevant period. If the total amount to be recovered is more than half of the subscriber’s emoluments, recoveries shall be made in monthly instalments of moieties of his emoluments till the entire amount together with interest is recovered.
How is subscription to GP Fund recovered?
a. When emoluments are drawn from a government Treasury, recovery of subscriptions and advances shall be made from the emoluments themselves.
b. When emoluments are drawn from any other source, the subscriber shall remit his dues monthly to the Treasury.
c. In the case of a subscriber on deputation to a body corporate owned or controlled by Government, the subscription shall be recovered and forwarded to the Accounts Officer (i.e., A.G. Karnataka) by such body. (Rule 13 (1) to (3)
b. When emoluments are drawn from any other source, the subscriber shall remit his dues monthly to the Treasury.
c. In the case of a subscriber on deputation to a body corporate owned or controlled by Government, the subscription shall be recovered and forwarded to the Accounts Officer (i.e., A.G. Karnataka) by such body. (Rule 13 (1) to (3)
How many GPF Accounts can a subscription have?
Unlike insurance policies, a government servant can have only one G.P.Fund Account.
Can the subscriber alter the rate of subscription?
Yes. The rate can be increased or decreased once at any time during the course of the year and the amount of subscription so fixed shall remain unchanged during the year provided that the revised subscription conforms to the minimum and maximum limits. (Rule 11.4)
What is the maximum limit of subscription?
A subscriber may at his option, propose subscription higher than the minimum subject to maximum of basic pay of the post held by him.
What is the minimum amount of subscription?
As per the provisions under Rule12 of KGPF Rules,2016-
The minimum rate of monthly subscription payable by a subscriber shall be fixed at the rate of 4 percent of the mean of the Time Scale of Pay of the post held by the subscriber.
Note: ‘Average pay’ means the amount equal to the mean between the minimum and maximum of Time Scale of Pay of the post held by the subscriber.
The minimum rate of monthly subscription payable by a subscriber shall be fixed at the rate of 4 percent of the mean of the Time Scale of Pay of the post held by the subscriber.
Note: ‘Average pay’ means the amount equal to the mean between the minimum and maximum of Time Scale of Pay of the post held by the subscriber.
Who is eligible to join the Fund?
a. Subscription to the Fund is compulsory for Government servants except Group “D” employees in pensionable service,
b. Every temporary Government servant from the date of completing two years of continuous service.
(Rules 5 (1) to (4) w.e.f June 2002).
b. Every temporary Government servant from the date of completing two years of continuous service.
(Rules 5 (1) to (4) w.e.f June 2002).
Is an adopted child a member of the family?
Yes, if under the personal law of the subscriber, adoption is legally recognized as conferring the status of a natural child. (Note (1) under Rule 9)
What constitutes ‘Family’ for the purpose of GPF rules?
The GPF subscription of an employee of the Government of Karnataka is governed by Karnataka General Provident Fund Rules, 2016 2(e)
In the case of a male or female subscriber, the Wife or Wives or Husband, Parents, Children, Minor Brothers, Unmarried Sisters, deceased Son’s Widow and Children and where no parents of the Subscriber is alive, a paternal grandparent .
In the case of a male or female subscriber, the Wife or Wives or Husband, Parents, Children, Minor Brothers, Unmarried Sisters, deceased Son’s Widow and Children and where no parents of the Subscriber is alive, a paternal grandparent .